Prince George's County property record for 4032 Winding Waters Ter, Upper Marlboro, MD 20772
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,920 sqft · built 2017 |
| Lot Size | 0.062 acres (2,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $443,028 (Jan 2018) |
| Tax Bill | $13,835 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-5536944 |
| Primary APN | 06-5536944 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,682 sqft (0.062 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 5536944 |
|---|---|
| Street Address | 4032 WINDING WATERS TER |
| City | UPPER MARLBORO |
| State | MD |
| Zip | 20772-2512 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | LCD |
| Legal Description | PLAT 9 |
| Legal Subdivision | SMITH HOME FARM 9 SEC 1-B |
| Legal Block | H |
| Legal Lot Number | 32 |
| Jurisdiction | PRINCE GEORGE'S MD |
| Township / Civil Division | 15, MELLWOOD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 802201 |
4032 Winding Waters Ter, a townhouse, is owned and occupied by two individuals who bought it in January 2018.
Source: Prince George's County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4032 WINDING WATERS TER, UPPER MARLBORO, MD 20772-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jan 3, 2018 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Feb 22, 2017 | Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Feb 22, 2017 | Loan Modification, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on File |
| Deed Sale | Jan 3, 2018 · Amount on File |
| Deed Document Number | 201840409-384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Recording Date | Jul 15, 2026 |
| Property Address | 4032 WINDING WATERS TER, UPPER MARLBORO, MD 20772-2512 |
| Document Number | 5223000001 |
| Book / Page | 52237 / 1 |
| Instrument Date | Jul 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,530.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4032 WINDING WATERS TER, UPPER MARLBORO, MD 20772-2512 |
| Document Number | 5223000009, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 52237/9 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Recording Date | Jan 3, 2018 |
| Property Address | 4032 WINDING WATERS TER, UPPER MARLBORO, MD 20772-2512 |
| Document Number | 0404090384 |
| Book / Page | 040409 / 000384 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $443.03 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4032 WINDING WATERS TER UPPER MARLBORO MD 207722512, UPPER MARLBORO, MD 20772-2512 |
| Document Number | 404090391 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 040409/000391 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Recording Date | Feb 22, 2017 |
| Property Address | 4032 WINDING WATERS TER, UPPER MARLBORO, MD 20772-2512 |
| Document Number | 0390990079 |
| Book / Page | 039099 / 000079 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount on Record |
|---|---|
| Tax | $343.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11611 OLD GEORGETOWN RD #2ND ROCKVILLE MD 208522708, 2ND, ROCKVILLE, MD 20852-2708 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Recording Date | Feb 22, 2017 |
| Property Address | 4032 WINDING WATERS TER, UPPER MARLBORO, MD 20772-2512 |
| Document Number | 0390990015 |
| Book / Page | 039099 / 000015 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11611 OLD GEORGETOWN RD #2ND ROCKVILLE MD 208522708, 2ND, ROCKVILLE, MD 20852-2708 |
| Document Number | 390990015 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 039099/000015 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 900 W TRADE ST # 650, CHARLOTTE, NC 28202-1144 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 4032 Winding Waters Ter was $13,835, up 1% from the year before.
Source: Prince George's County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Prince George's County |
| Unified School District | Prince George's County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,835.00 (+99.99%) | $466,800 | $493,500 Land $100,000 Building $393,500 |
| 2024 | $6,918.00 (+50.49%) | ||
| 2023 | $4,597.00 | $413,400 Land $100,000 Building $313,400 | $413,400 Land $100,000 Building $313,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4032 Winding Waters Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4032 Winding Waters Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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