Jones County property record for 4032 Upper River Rd, Gray, GA 31032 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,616 sqft Heated Area |
| Lot Size | 64,033 sqft (1.47 acres) |
| Garage | 460 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2002) |
| Tax Bill | $1,985.00 (2025) |
| Primary APN | J43A-127 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,616 sqft Heated Area |
| 1st Floor | 1,616 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level Style |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Masonry Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Area | 460 sqft Garage |
| Deck Area | 112 sqft Deck |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 1793 |
|---|---|
| Old Parcel Number | J43A00127 |
| Street Address | 4032 UPPER RIVER RD |
| City | GRAY |
| State | GA |
| Zip | 31032-3822 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT3-A RIVER RIDGE DB 465/302 PB 9/170 |
| Legal Subdivision | RIVER RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | JONES GA |
| Minor Civil Division | GRAY-MACON EAST |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 30101 |
Source: Jones County records · APN J43A-127
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4032 UPPER RIVER RD, GRAY, GA 31032-3822 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 01, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Feb 21, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Last Sale | Jul 10, 2002 · Amount on Record |
|---|---|
| Deed Sale | Jul 10, 2002 · Amount on Record |
| Deed Doc Number | 0000465302 |
| Deed Book / Page | 465 / 302 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 4032 UPPER RIVER RD, GRAY, GA 31032-3822 |
| Document Number | 0010170067 |
| Instrument Date | Feb 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4032 UPPER RIVER RD GRAY GA 310323822, GRAY, GA 31032-3822 |
| Document Number | 0010170067 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 001017/000067 |
| Instrument | 409 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 4032 UPPER RIVER RD, GRAY, GA 31032-3822 |
| Document Number | 0009930091 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4032 UPPER RIVER RD GRAY GA 310323822, GRAY, GA 31032-3822 |
| Document Number | 0009930091 |
|---|---|
| Date | Mar 04, 2019 |
| Book Page | 000993/000091 |
| Instrument | 577 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2049 |
Source: Jones County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 (+48.8%) Homeowner's exemption Senior Citizen's exemption | $72,502 (+47.69%) Land $4,969 Building $67,533 | $181,255 (+47.69%) Land $12,422 Building $168,833 |
| 2023 | $1,334.00 (-18.76%) Homeowner's exemption | $49,092 (+7.56%) Land $3,822 Building $45,270 | $122,730 (+7.56%) Land $9,555 Building $113,175 |
| 2022 | $1,642.00 Homeowner's exemption | $45,642 Land $3,822 Building $41,820 | $114,105 Land $9,555 Building $104,550 |
4032 Upper River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Jones County (13169C), updated October 13, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 54th in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,020 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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