4032 Topsail Trl, New Bern, NC 28560 Property Records

Craven County property record for 4032 Topsail Trl, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Lot Size0.167 acres (7,267 sqft)
Owner2 Individual Names on Record
Last Sale$326,500 (May 2026)
Tax Bill$138 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-035-2-137

Property Details

APN / Parcel Number

Primary APN7-035-2-137
Alternative APN
  • 120705

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,759 sqft Living Area

Exterior

Year BuiltBuilt 2026
Effective Year BuiltEffective 2026
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,267 sqft (0.167 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number120705
Street Address4032 TOPSAIL TRL
CityNEW BERN
StateNC
Zip28560-0012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 137 MADELINE FARM PH II
Legal SubdivisionMADELINE FARM
Legal PhaseII
Legal Lot Number137
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group2
Census Block2004
Census Tract961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4032 TOPSAIL TRL, NEW BERN, NC 28560-0012
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2026 · Amount on Record
Deed SaleMay 18, 2026 · Amount on Record
Deed Document Number202610156388
Deed Book / Page3880 / 1890
Record UpdatedOct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCRAVEN NC
Recording DateMay 18, 2026
Property Address4032 TOPSAIL TRL, NEW BERN, NC 28560-0012
Document Number0010156388
Book / Page3880 / 1890
Instrument DateMay 18, 2026
Instrument2026.10156388
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$65,953.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4032 TOPSAIL TRL, NEW BERN, NC 28560-0012

Mortgage

Document Number03880/1892,
DateMay 18, 2026
Book Page3880/1892
Instrument2026.10156389
Lender
NameDHI MORTGAGE COMPANY LP
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138.00 (+527.27%)$248,250 (+734.45%) Land $35,000 Building $213,250$248,250 (+734.45%) Land $35,000 Building $213,250
2025$22.00$29,750 Land $29,750$29,750 Land $29,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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