4032 Pinecrest Rd, Rockford, IL 61107 Property Records

Winnebago County property record for 4032 Pinecrest Rd, Rockford, IL 61107

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,091 sqft · built 1954
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$109,000 (Oct 2019)
Tax Bill$3,445 (2025)
Deeds & MortgagesJul 2021 Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161C943

Property Details

APN / Parcel Number

Primary APN161C943
Alternative APN
  • 1217303041

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,841 sqft Living Area
Gross Area2,932 sqft
1st Floor Area1,091 sqft
Basement Area1,091 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions150 ft deep x 71 ft wide
TerrainRolling
DrivewayDriveway
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4032 PINECREST RD
CityROCKFORD
StateIL
Zip61107-1316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionALPINE CREST SUBD IN W1/2 SEC 17 SE1/4SEC 18-44-2 LOT 071 BLOCK 00A
Legal Range2
Legal Township44
Legal Section18
Legal SubdivisionALPINE CREST SUBD
Legal Block00A
Legal Lot Number071
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2020
Census Tract402

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4032 PINECREST RD, ROCKFORD, IL 61107-1316
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD
Oct 22, 2019Grant Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG
Nov 20, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2019 · Amount on Record
Deed SaleOct 22, 2019 · Amount on Record
Prior SaleNov 20, 2017
Deed Document Number201935387
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address4032 PINECREST RD, ROCKFORD, IL 61107-1316
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024429
DateJul 13, 2021
Instrument2124429
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term336 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateOct 22, 2019
Property Address4032 PINECREST RD, ROCKFORD, IL 61107-1316
Document Number0001035387
Instrument DateOct 16, 2019
Instrument1035387
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$163.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address805 LARKIN AVE ELGIN IL 601235281, ELGIN, IL 60123-5281

Mortgage

Document Number1035388
DateOct 22, 2019
Instrument1035388
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWINNEBAGO IL
Recording DateNov 20, 2017
Property Address4032 PINECREST RD, ROCKFORD, IL 61107-1316
Document Number0001037103
Instrument DateNov 15, 2017
Instrument1037103
Transaction TypeForeclosure
Record UpdatedDec 4, 2017

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address320 CASTLE WYND DR LOVES PARK IL 611118935, LOVES PARK, IL 61111-8935
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,445.00$53,510 (+41.39%) Land $7,954 Building $45,556$160,530 (+41.39%) Land $23,862 Building $136,668
2022Homeowner's exemption$37,847 Land $5,626 Building $32,221$113,541 Land $16,878 Building $96,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims12 (1978–2013)
Claims Outside the SFHA4 of 12
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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