4032 Munson Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4032 Munson Dr, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,848 sqft · built 2019
Lot Size0.214 acres (9,327 sqft)
Owner2 Individual Names on File
Last Sale$231,000 (Oct 2019)
Tax Bill$3,394 (2023)
Deeds & MortgagesNov 2023 Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN108-185-62

Property Details

APN / Parcel Number

Primary APN108-185-62

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,848 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area9,327 sqft (0.214 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number108-185-62
Street Address4032 MUNSON DR
CityCHARLOTTE
StateNC
Zip28215-4568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL279 M64-890 TO 892
Legal Lot Number279
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5617

Owner

4032 Munson Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4032 MUNSON DR, CHARLOTTE, NC 28215-4568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 3, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 24, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2019 · Amount on File
Deed SaleOct 24, 2019 · Amount on File
Deed Document Number0033972467
Deed Book / Page33972 / 467
Record UpdatedJun 7, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4032 MUNSON DR, CHARLOTTE, NC 28215-4568
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4032 MUNSON DR, CHARLOTTE, NC 28215-4568

Mortgage

Document Number0000111715
DateNov 29, 2023
Book Page38504/887
Instrument2023111715
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term312 Months
DueNov 1, 2049

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4032 MUNSON DR, CHARLOTTE, NC 28215-4568
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4032 MUNSON DR, CHARLOTTE, NC 28215-4568

Mortgage

Document Number0000018471
DateFeb 3, 2022
Book Page37032/222
Instrument2022018471
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueNov 1, 2049

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 24, 2019
Property Address4032 MUNSON DR, CHARLOTTE, NC 28215-4568
Document Number0000143783
Book / Page033972 / 000467
Instrument DateOct 23, 2019
Instrument143783
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$462.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4032 MUNSON DR CHARLOTTE NC 28215, CHARLOTTE, NC 28215

Mortgage

Document Number143784
DateOct 24, 2019
Book Page033972/000470
Instrument143784
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 23, 2049

Mortgage

Document Number143785,
DateOct 24, 2019
Book Page033972/000483
Instrument143785
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressRALEIGH, NC 27611-8066
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4032 Munson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4032 Munson Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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