Lincoln County property record for 4032 Gozzi Dr, Iron Station, NC 28080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,923 sqft · built 2020 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,500 (Jun 2023) |
| Tax Bill | $2,933 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-34-2859 |
| Primary APN | 3692-34-2859 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,923 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 7,405 sqft (0.17 acres) |
| Pool Area | 300 sqft |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 308743 |
|---|---|
| Street Address | 4032 GOZZI DR |
| City | IRON STATION |
| State | NC |
| Zip | 28080-0108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LT 177 THE FARM AT |
| Legal Subdivision | FARM AT INGLESIDE PHASE 2 |
| Legal Lot Number | 177 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71002 |
4032 Gozzi Dr is owned and occupied by two individuals who acquired it in January 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4032 GOZZI DR, IRON STATION, NC 28080-0108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PALMETTO BANK |
| Jun 30, 2023 | Warranty Deed, Transfer NOT AVAILABLE, DHI TITLE OF NORTH CAROLINA |
| Mar 23, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Mar 23, 2021 · Amount on File |
| Deed Document Number | 2023669066 |
| Deed Book / Page | 3260 / 665 |
| Last Transfer Date | Jan 31, 2025 |
| Transfer Doc | 0000338419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4032 GOZZI DR, IRON STATION, NC 28080-0108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4032 GOZZI DR, IRON STATION, NC 28080-0108 |
| Document Number | 0003276316 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 3276/316 |
| Instrument | 671834 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 30, 2023 |
| Property Address | 4032 GOZZI DR, IRON STATION, NC 28080-0108 |
| Document Number | 0003260665 |
| Book / Page | 3260 / 665 |
| Map Reference | MB 18 PG 44-51 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 669066 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | NOT AVAILABLE, DHI TITLE OF NORTH CAROLINA |
| Amount | Amount on Record |
|---|---|
| Tax | $855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6188 WILLOW FARM DR, DENVER, NC 28037-8747 |
| Name | Verified Name |
|---|---|
| Address | 4032 GOZZI DR, IRON STATION, NC 28080-0108 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 23, 2021 |
| Property Address | 4032 GOZZI DR, IRON STATION, NC 28080-0108 |
| Document Number | 3022179 |
| Book / Page | 3022 / 179 |
| Map Reference | MB 18 PG 44-51 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 627826 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | DHI TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $671.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604 |
| Name | Verified Name |
|---|---|
| Address | 4032 GOZZI DR, IRON STATION, NC 28080-0108 |
| Document Number | 627827 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 627827 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 4032 Gozzi Dr was $2,933.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,933.00 | $462,461 (-) Land $72,000 Building $390,461 | $462,461 (-) Land $72,000 Building $390,461 |
| 2025 | $2,933.00 | $462,461 Land $72,000 Building $390,461 | $462,461 Land $72,000 Building $390,461 |
| 2023 | $2,520.00 (+26.06%) | $399,189 (+53.4%) Land $72,000 Building $327,189 | $399,189 (+53.4%) Land $72,000 Building $327,189 |
| 2022 | $1,999.00 | $260,224 Land $50,000 Building $210,224 | $260,224 Land $50,000 Building $210,224 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4032 Gozzi Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4032 Gozzi Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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