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4032 David Cox Rd, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4032 David Cox Rd, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1996
Lot Size1.01 acres (44,388 sqft)
OwnerIndividual Name on Record
Tax Bill$2,913 (2023)
Deeds & MortgagesNov 2019 Reverse Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN027-341-74

Property Details

APN / Parcel Number

Primary APN027-341-74

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Heated Area
Gross Area1,548 sqft
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area44,388 sqft (1.01 acres)

Exterior Amenities

PorchPorch
Porch Area12 sqft
Deck Area152 sqft
Patio Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number027-341-74
Street Address4032 DAVID COX RD
CityCHARLOTTE
StateNC
Zip28269-8961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionDIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 27 PG 34
Legal SubdivisionWHISPERING OAKS
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1039
Census Tract5508

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4032 DAVID COX RD, CHARLOTTE, NC 28269-8961
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Nov 12, 2019Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2001
Deed SaleJun 8, 2001
Deed Document Number0012322407
Deed Book / Page12322 / 0407
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4032 DAVID COX RD, CHARLOTTE, NC 28269-8961
Transaction TypeMortgage
Record UpdatedMay 7, 2021
Title CompanyEQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000157230
DateNov 18, 2019
Book Page34046/678
Instrument2019157230
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term878 Months
DueJan 14, 2093
Interest
Rate TypeAdjustable Rate
Rate3.73%
Type Change DateDec 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4032 DAVID COX RD, CHARLOTTE, NC 28269-8961
Document Number0000157231
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 9, 2019
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4032 DAVID COX RD CHARLOTTE NC 282698961, CHARLOTTE, NC 28269-8961

Mortgage

Document Number0000157231
DateNov 18, 2019
Book Page034046/000696
Instrument157231
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term888 Months
DueNov 17, 2093
Interest
Rate TypeAdjustable Rate
Rate3.73%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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