4032 Capstan Pl, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 4032 Capstan Pl, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,223 sqft · built 1995
Lot Size	0.157 acres (6,840 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (May 2017)
Tax Bill	$12,129 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`008-360-019-7`

Property Details

APN / Parcel Number

Primary APN	`008-360-019-7`
Alternative APN	`008-360-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,223 sqft Living Area
1st Floor Area	1,913 sqft
2nd Floor Area	1,310 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,840 sqft (0.157 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4032 CAPSTAN PL
City	DISCOVERY BAY
State	CA
Zip	94505-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6760 L36
Legal Subdivision	SUBDIVISION 6760
Legal Tract	6760
Legal Lot Number	36
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	304004

Owner

4032 Capstan Pl is owned and occupied by two individuals who bought it in May 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1778, DISCOVERY BAY, CA 94505-7778
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 16, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on File
Deed Sale	May 16, 2017 · Amount on File
Prior Sale	Jun 10, 1994 · Amount on File
Deed Document Number	201784777
Prior Transfer Date	Jun 16, 1999
Prior Transfer Doc	0000172490
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4032 CAPSTAN PL, DISCOVERY BAY, CA 94505-1109
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE SF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 CAPSTAN PL, DISCOVERY BAY, CA 94505-1109

Mortgage

Document Number	0000311259
Date	Dec 11, 2020
Instrument	2020-311259

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 16, 2017
Property Address	4032 CAPSTAN PL, DISCOVERY BAY, CA 94505-1109
Document Number	0000084777
Instrument Date	May 10, 2017
Instrument	84777
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1778 DISCOVERY BAY CA 945057778, DISCOVERY BAY, CA 94505-7778

Mortgage

Document Number	84778
Date	May 16, 2017
Instrument	84778

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4032 Capstan Pl was $12,129 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$970,707 (+2%) Land $390,650 Building $580,057
2025	$12,129.00 Homeowner's exemption	$951,675 Land $382,991 Building $568,684
2023	$11,412.00 (+1.58%) Homeowner's exemption	$914,722 Land $368,120 Building $546,602
2022	$11,234.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4032 Capstan Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4032 Capstan Pl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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