4032 Ashwood Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 4032 Ashwood Ct, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,004 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Oct 2018)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-177`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-177`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
1st Floor Area	780 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	242 sqft
Deck Area	168 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4032 ASHWOOD CT
City	CINCINNATI
State	OH
Zip	45245-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENVIEW; LOT 35
Legal Subdivision	GLENVIEW
Legal Lot Number	35
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4032 ASHWOOD CT, CINCINNATI, OH 45245-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 3, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Oct 8, 2009 · Amount on Record
Deed Document Number	201822423
Deed Book / Page	2793 / 3034
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4032 ASHWOOD CT, CINCINNATI, OH 45245-4101
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013055
Date	Jun 12, 2018
Book Page	2775/439
Instrument	201800013055

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2028

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4032 ASHWOOD CT, CINCINNATI, OH 45245-4101
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016284
Date	Aug 1, 2019
Book Page	2814/0753
Instrument	201900016284

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 3, 2018
Property Address	4032 ASHWOOD CT, CINCINNATI, OH 45245-4101
Document Number	0000022423
Book / Page	002793 / 003034
Instrument Date	Sep 28, 2018
Instrument	22423
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 ASHWOOD CT CINCINNATI OH 452454101, CINCINNATI, OH 45245-4101

Mortgage

Document Number	22424
Date	Oct 3, 2018
Book Page	002793/003036
Instrument	22424

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,804.00 (-49.39%)	$95,450 (-) Land $16,800 Building $78,650
2024			$272,700 (-) Land $48,000 Building $224,700
2023	$9,493.00 (+127.43%) Homeowner's exemption	$95,450 (+33.22%) Land $16,800 Building $78,650	$272,700 (+33.22%) Land $48,000 Building $224,700
2022	$4,174.00 Homeowner's exemption	$71,650 Land $12,600 Building $59,050
2020			$204,700 Land $36,000 Building $168,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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