4032 97th Ln NE, Circle Pines, MN 55014 Property Records

Anoka County property record for 4032 97th Ln NE, Circle Pines, MN 55014

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 884 sqft · built 1980
Lot Size0.242 acres (10,530 sqft)
OwnerIndividual Name on File
Last Sale$94,500 (May 1996)
Tax Bill$3,381 (2026)
Deeds & MortgagesSep 2020 Mortgage
Jun 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN26-31-23-14-0003

Property Details

APN / Parcel Number

Primary APN26-31-23-14-0003
Alternative APN
  • 140190

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,530 sqft (0.242 acres)
Lot Dimensions130 ft deep x 81 ft wide
Garage Area484 sqft
DrivewayDriveway
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number140190
Street Address4032 97TH LN NE
CityCIRCLE PINES
StateMN
Zip55014-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTENNIAL GREEN LOT 2 BLK 1 CENTENNIAL GREEN(SUBJ TO EASEAS SHOWN ON PLAT)
Legal Range23W
Legal Township31N
Legal Section26
Legal SubdivisionCENTENNIAL GREEN
Legal Block1
Legal Lot Number2
JurisdictionANOKA MN
Township / Civil DivisionBLAINE
Census Block Group1
Census Block1030
Census Tract50816

Owner

4032 97th Ln NE is owned and occupied by an individual who bought it in May 1996.

Source: Anoka County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4032 97TH LN NE, CIRCLE PINES, MN 55014-2422
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Deed of Trust, Mortgage · Commercial Mortgage
ASSOCIATED HEALTHCARE CU
Jun 21, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ASSOCIATED HEALTHCARE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 1996 · Amount on File
Deed SaleMay 8, 1996 · Amount on File
Deed Document Number19962665
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address4032 97TH LN NE, CIRCLE PINES, MN 55014-2422
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2280306001
DateSep 28, 2020
InstrumentA2280306.001
Lender
NameASSOCIATED HEALTHCARE CU
TypeCredit Union
AddressSAINT PAUL, MN 55102
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term72 Months
DueSep 5, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address4032 97TH LN NE, CIRCLE PINES, MN 55014-2422
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2323903002
DateJun 21, 2021
InstrumentA2323903.002
Lender
NameASSOCIATED HEALTHCARE CU
TypeCredit Union
AddressSAINT PAUL, MN 55102
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4032 97th Ln NE was $3,381 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityBlaine City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,381.00 Homeowner's exemption$293,800 Land $115,000 Building $178,800$293,800 Land $115,000 Building $178,800
2024$2,954.00$284,900 Land $108,200 Building $176,700$284,900 Land $108,200 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4032 97th Ln NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4032 97th Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBlaine
serves 70,220 people · EPA ID MN1020006
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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