40312 Cape Charles Dr, Temecula, CA 92591 Property Records

Riverside County property record for 40312 Cape Charles Dr, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,095 sqft · built 2012
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$697,000 (Apr 2022)
Tax Bill	$9,280 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`916-700-054`

Property Details

APN / Parcel Number

Primary APN	`916-700-054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,095 sqft Living Area
Gross Area	2,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Construction Type	Wood
Roof Material	Tile
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40312 CAPE CHARLES DR
City	TEMECULA
State	CA
Zip	92591-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.09 ACRES M/L IN LOT 54 MB 433/080 TR 34698
Legal Subdivision	TRACT 34698
Legal Tract	34698
Legal Lot Number	54
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2007
Census Tract	49600

Owner

Source: Riverside County assessment roll, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40347 AMESBURY LN, TEMECULA, CA 92591-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Intrafamily Transfer, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY
Apr 28, 2022	Intrafamily Transfer, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY
Apr 28, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 30, 2021	Intrafamily Transfer, Transfer
Feb 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Jan 11, 2016
Deed Document Number	2022201047
Prior Transfer Date	Apr 14, 2022
Prior Transfer Doc	0000201046
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 28, 2022
Property Address	40312 CAPE CHARLES DR, TEMECULA, CA 92591-2536
Document Number	0000201046
Map Reference	MB 433 PG 80-85
Instrument Date	Apr 14, 2022
Instrument	2022-0201046
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40347 AMESBURY LN, TEMECULA, CA 92591-4427

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 28, 2022
Property Address	40312 CAPE CHARLES DR, TEMECULA, CA 92591-2536
Document Number	0000201045
Map Reference	MB 433 PG 80-85
Instrument Date	Apr 8, 2022
Instrument	2022-0201045
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32911 LEVI CT, TEMECULA, CA 92592-1483

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 28, 2022
Property Address	40312 CAPE CHARLES DR, TEMECULA, CA 92591-2536
Document Number	0000201047
Map Reference	MB 433 PG 80-85
Instrument Date	Apr 4, 2022
Instrument	2022-0201047
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40347 AMESBURY LN, TEMECULA, CA 92591-4427

Mortgage

Document Number	0000201048
Date	Apr 28, 2022
Instrument	2022-0201048

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40312 CAPE CHARLES DR, TEMECULA, CA 92591-2536
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40312 CAPE CHARLES DR, TEMECULA, CA 92591-2536

Mortgage

Document Number	0000232336
Date	Apr 14, 2021
Instrument	2021-0232336

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jan 1, 2046

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 30, 2021
Property Address	40312 CAPE CHARLES DR, TEMECULA, CA 92591-2536
Document Number	0000197336
Map Reference	MB 433 PG 80-85
Instrument Date	Mar 20, 2021
Instrument	2021-0197336
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40312 CAPE CHARLES DR, TEMECULA, CA 92591-2536

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 9, 2017
Property Address	40312 CAPE CHARLES DR, TEMECULA, CA 92591-2536
Document Number	0000060214
Instrument Date	Feb 3, 2017
Instrument	60214
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40312 CAPE CHARLES DR TEMECULA CA 925912536, TEMECULA, CA 92591-2536

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,454 (+2%) Land $135,304 Building $619,150
2025	$9,280.00 (+1.64%) Homeowner's exemption	$739,661 (+4.04%) Land $132,651 Building $607,010
2023	$9,130.00 (+63.21%)	$710,940 Land $127,500 Building $583,440
2022	$5,594.00
2021			$605,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
MJM Telecom Fixed Wireless	100 / 25

May also be available: California Internet, San Diego Broadband, Verizon.

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