4031 Waterview Loop, Winter Park, FL 32792 Property Records

Seminole County property record for 4031 Waterview Loop, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,715 sqft · built 1988
Lot Size	0.135 acres (5,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (May 2020)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-513-0000-2310`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-513-0000-2310`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,715 sqft Living Area
1st Floor Area	1,156 sqft
2nd Floor Area	350 sqft
Upper Floors Area	350 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,896 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	182 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4031 WATERVIEW LOOP
City	WINTER PARK
State	FL
Zip	32792-7607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 231 AUTUMN GLEN PH 3 PB 37 PGS 75 TO 77
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	AUTUMN GLEN
Legal Tract	513
Legal Lot Number	231
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2007
Census Tract	22207

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4031 WATERVIEW LOOP, WINTER PARK, FL 32792-7607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 19, 2020	Warranty Deed, Transfer NAVY FCU
Jul 10, 2017	Warranty Deed, Transfer · Conventional with PMI FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	2020051415
Deed Book / Page	9604 / 890
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4031 WATERVIEW LOOP, WINTER PARK, FL 32792-7607
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 WATERVIEW LOOP, WINTER PARK, FL 32792-7607

Mortgage

Document Number	0105111789
Date	Sep 26, 2023
Book Page	10511/1789
Instrument	2023088278

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 19, 2020
Property Address	4031 WATERVIEW LOOP, WINTER PARK, FL 32792-7607
Document Number	0096040890
Book / Page	009604 / 000890
Instrument Date	May 15, 2020
Instrument	51415
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	TRICO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4031 WATERVIEW LOOP WINTER PARK FL 327927607, WINTER PARK, FL 32792-7607

Mortgage

Document Number	96040892
Date	May 19, 2020
Book Page	009604/000892
Instrument	51416

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 10, 2017
Property Address	4031 WATERVIEW LOOP, WINTER PARK, FL 32792-7607
Document Number	0089490234
Book / Page	008949 / 000234
Instrument Date	Jun 30, 2017
Instrument	69164
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 WATERVIEW LOOP WINTER PARK FL 327927607, WINTER PARK, FL 32792-7607

Mortgage

Document Number	89490235
Date	Jul 10, 2017
Book Page	008949/000235
Instrument	69165

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,627.00 (+1.94%) Homeowner's exemption	$297,410 (+5.99%)	$371,725 (+6.72%) Land $100,000 Building $271,725
2023	$3,558.00 (+2.6%) Homeowner's exemption	$280,610 (+3%)	$348,303 (+10.96%) Land $90,000 Building $258,303
2022	$3,468.00 Homeowner's exemption	$272,437	$313,897 Land $75,000 Building $238,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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