Harford County property record for 4031 Old Rocks Rd, Street, MD 21154
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,812 sqft · built 1994 |
| Lot Size | 10.1 acres (439,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Feb 2006) |
| Tax Bill | $4,806 (2026) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-015367 |
| Primary APN | 05-015367 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 439,956 sqft (10.1 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 978 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 015367 |
|---|---|
| Street Address | 4031 OLD ROCKS RD |
| City | STREET |
| State | MD |
| Zip | 21154-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LOT 8 10.10 ACRES 4031 OLD ROCKS ROAD WHISPERING WOODS P 36/57 |
| Legal Subdivision | WHISPERING WOODS |
| Legal Lot Number | 8 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 305100 |
4031 Old Rocks Rd, a rural home, is owned and occupied by two individuals who bought it in February 2006.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4031 OLD ROCKS RD, STREET, MD 21154-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2006 · Amount on File |
| Deed Sale | Feb 16, 2006 · Amount on File |
| Prior Sale | Jan 16, 1985 · Amount on File |
| Deed Document Number | 2006275 |
| Deed Book / Page | 6578 / 546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4031 OLD ROCKS RD, STREET, MD 21154-1201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0138560316 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 13856/316 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 4031 Old Rocks Rd was $4,806 with a homeowner's exemption, up 23.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,806.00 (+23.93%) Homeowner's exemption | $435,533 | $462,700 Land $114,600 Building $348,100 |
| 2025 | $3,878.00 Homeowner's exemption | ||
| 2023 | $354,067 | $381,200 Land $114,600 Building $266,600 | |
| 2022 | $3,503.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4031 Old Rocks Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4031 Old Rocks Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures