4031 N Hermitage Ave, Chicago, IL 60613 Property Records

Cook County property record for 4031 N Hermitage Ave, Chicago, IL 60613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,525 sqft · built 1902
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (May 2015)
Tax Bill	$23,624 (2023)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-421-008`

Property Details

APN / Parcel Number

Primary APN	`14-18-421-008`
Alternative APN	`14-18-421-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,525 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1904
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,950 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4031 N HERMITAGE AVE
City	CHICAGO
State	IL
Zip	60613-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF LTS29-30 OF SUB OF LTS9-10 EX N169.2 5FT OF 10 OF BELLE PLAINE A SUB IN SEC 18-40-14
Legal Range	14E
Legal Township	40N
Legal Section	18
Legal Subdivision	SUBDIVISION OF LTS29-30 OF SUB OF LTS9
Legal Lot Number	9,10,
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2006
Census Tract	60200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Ravenswood Historic District listed 1991 · 1,587 contributing resources · NRIS 91001364

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4031 N HERMITAGE AVE, CHICAGO, IL 60613-2509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 21, 2020	Deed of Trust, Mortgage BANK OF AMERICA
May 17, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2015 · Amount on Record
Deed Sale	May 21, 2015 · Amount on Record
Prior Sale	Jan 10, 2014 · Amount on Record
Deed Document Number	201533042
Prior Transfer Date	Apr 4, 2014
Prior Transfer Doc	0000018087
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4031 N HERMITAGE AVE, CHICAGO, IL 60613-2509
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022201029
Date	Aug 10, 2021
Instrument	2122201029

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	7.25%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4031 N HERMITAGE AVE, CHICAGO, IL 60613-2509
Document Number	2019820083
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4031 N HERMITAGE AVE CHICAGO IL 606132509, CHICAGO, IL 60613-2509

Mortgage

Document Number	2019820083
Date	Jul 16, 2020
Instrument	19820083

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4031 N HERMITAGE AVE, CHICAGO, IL 60613-2509
Document Number	1916157180
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4031 N HERMITAGE AVE CHICAGO IL 606132509, CHICAGO, IL 60613-2509

Mortgage

Document Number	1916157180
Date	Jun 10, 2019
Instrument	16157180

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,464 (+18.11%) Land $49,253 Building $95,211	$1,444,640 (+18.11%) Land $492,530 Building $952,110
2023	$23,624.00 (-3.39%)
2022	$24,453.00 Homeowner's exemption	$122,312 Land $39,600 Building $82,712	$1,223,120 Land $396,000 Building $827,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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