4031 Georgetown Sq, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4031 Georgetown Sq, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,172 sqft · built 1987
Lot Size	0.069 acres (3,034 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2023)
Tax Bill	$5,791 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`013089 27.06-2-15`

Property Details

APN / Parcel Number

Primary APN	`013089 27.06-2-15`
Alternative APNs	`308902700600020150000000` `02700600020150000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,172 sqft Living Area
1st Floor Area	640 sqft
2nd Floor Area	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	3,034 sqft (0.069 acres)
Lot Dimensions	131 ft deep x 23.1 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700600020150000000
Street Address	4031 GEORGETOWN SQ
City	SCHENECTADY
State	NY
Zip	12303-5300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	LOT 4031 G.T.S.
Legal Subdivision	GEORGETOWN SQUARE
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3000
Census Tract	14606

Owner

4031 Georgetown Sq, a townhouse, is owned and occupied by an individual who bought it in September 2023.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4031 GEORGETOWN SQ, SCHENECTADY, NY 12303-5300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME BANK
Feb 4, 2020	Quit Claim Deed, Transfer PAC ABSTRACT LLC, PAC ABS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Aug 25, 2023 · Amount on File
Deed Document Number	202317427
Prior Transfer Date	Mar 7, 2020
Prior Transfer Doc	0000013766
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4031 GEORGETOWN SQ, SCHENECTADY, NY 12303-5300
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002536
Date	Apr 23, 2021
Instrument	R2021-12536

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Feb 4, 2020
Property Address	4031 GEORGETOWN SQ, SCHENECTADY, NY 12303-5300
Document Number	0000002827
Instrument Date	Nov 23, 2019
Instrument	2827
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	PAC ABSTRACT LLC, PAC ABS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4031 GEORGETOWN SQ SCHENECTADY NY 123035300, SCHENECTADY, NY 12303-5300

Tax Assessment & Valuation

The 2026 property tax bill for 4031 Georgetown Sq was $5,791, up 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,791.00 (+0.17%)
2025	$5,781.00	$198,000 Land $40,000 Building $158,000	$264,000 Land $53,333 Building $210,667
2023		$198,000 (-) Land $40,000 Building $158,000	$232,941 (+7.06%) Land $47,059 Building $185,882
2022		$198,000 Land $40,000 Building $158,000	$217,582 Land $43,956 Building $173,626
2021	$5,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4031 Georgetown Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4031 Georgetown Sq is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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