4031 Cooper Rd, Blue Ash (Cincinnati), OH 45241 Property Records

Hamilton County property record for 4031 Cooper Rd, Blue Ash, OH 45241

Property Summary

Property Type	Single Family Home
Details	2 bd · 5.5 ba · 5,339 sqft · built 2018
Lot Size	1.31 acres (57,281 sqft)
Owner	Individual Name on File
Last Sale	$1,375,000 (Feb 2025)
Tax Bill	$20,602 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`612-0090-0067-00`

Property Details

APN / Parcel Number

Primary APN	`612-0090-0067-00`

Interior

Bedrooms	2 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,339 sqft Living Area
Gross Area	7,085 sqft
1st Floor Area	2,524 sqft
2nd Floor Area	1,114 sqft
Basement Area	2,524 sqft
Finished Basement	1,701 sqft
Unfinished Basement	823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	57,281 sqft (1.31 acres)
Lot Dimensions	552 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	923 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4031 COOPER RD
City	BLUE ASH
State	OH
Zip	45241-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COOPER RD 100 X 552.42 PT LOT 1 ALVA THOMPSON EST
Legal Subdivision	ALVA THOMPSON EST
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	BLUE ASH
Census Block Group	3
Census Block	3001
Census Tract	23501

Owner

4031 Cooper Rd is owned and occupied by an individual who acquired it in February 2025.

Source: Hamilton County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4031 COOPER RD, BLUE ASH, OH 45241-3330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 18, 2023	Deed of Trust, Mortgage CINCINNATI FSLA
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Jul 24, 2017	Deed of Trust, Mortgage · ARM WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2025 · Amount on File
Deed Sale	Feb 19, 2025 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	202511551
Deed Book / Page	15356 / 336
Last Transfer Date	Feb 25, 2025
Transfer Doc	0000013323
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2026
Property Address	4031 COOPER RD, BLUE ASH, OH 45241-3330
Document Number	0000078746
Book / Page	15757 / 88
Instrument Date	Sep 16, 2026
Instrument	202678746
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 COOPER RD, BLUE ASH, OH 45241-3330

Mortgage

Document Number	0000078746,
Date	Sep 24, 2026
Book Page	15757/88
Instrument	202678746

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 16, 2036

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4031 COOPER RD, BLUE ASH, OH 45241-3330
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049240
Date	Jul 18, 2023
Book Page	14959/248
Instrument	2023-0049240

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 25, 2024

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4031 COOPER RD, BLUE ASH, OH 45241-3330
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053159
Date	Jun 14, 2017
Instrument	17-0053159

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4031 COOPER RD, BLUE ASH, OH 45241-3330
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066338
Date	Jul 24, 2017
Instrument	17-0066338

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4031 Cooper Rd was $20,602, down 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Blue Ash City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,602.00 (-2.57%)	$475,052 (-) Land $53,991 Building $421,061	$1,357,290 Land $154,260 Building $1,203,030
2024	$21,145.00 (+1.29%)	$475,052 (-) Land $53,991 Building $421,061
2023	$20,876.00 (-11.82%)	$475,052 (+5.81%) Land $53,991 Building $421,061	$1,357,290 Land $154,260 Building $1,203,030
2022	$23,674.00	$448,956 Land $76,475 Building $372,481
2020			$1,282,730 Land $218,500 Building $1,064,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4031 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4031 Cooper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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