4031 Cook Rd, Gibsonia, PA 15044 Property Records

Allegheny County property record for 4031 Cook Rd, Gibsonia, PA 15044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,138 sqft · built 1948
Lot Size	0.398 acres (17,333 sqft)
Owner	2 Individual Names on File
Tax Bill	$433 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1506-L-384`

Property Details

APN / Parcel Number

Primary APN	`1506-L-384`
Alternative APN	`1506-L-00384-0000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Material	Other
Lot Area	17,333 sqft (0.398 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4031 COOK RD
City	GIBSONIA
State	PA
Zip	15044-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODHALL 1ST PLAN 17 LOT 96.68XAVG 181.50X93.75 COOK RD 1 STY BRK VEN&ALUM SDG HSE&ALUM SDG HSE 4031
Legal Subdivision	WOODHALL 1ST
Legal Block	1506L
Legal Lot Number	384
Jurisdiction	ALLEGHENY PA
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3013
Census Tract	408002

Owner

4031 Cook Rd is owned and occupied by two individuals.

Source: Allegheny County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4031 COOK RD, GIBSONIA, PA 15044-9657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHENY PA
Recording Date	May 6, 2026
Property Address	4031 COOK RD, GIBSONIA, PA 15044-9657
Document Number	0000023303
Book / Page	61328 / 506
Instrument Date	May 4, 2026
Instrument	202623303
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023303,
Date	May 6, 2026
Book Page	61328/506
Instrument	202623303

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHENY PA
Property Address	4031 COOK RD, GIBSONIA, PA 15044-9657
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0607080305
Date	Nov 13, 2025
Book Page	60708/305
Instrument	2025-63167

Lender

Name	WEST CAPITAL LENDING INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2055

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4031 Cook Rd was $433 with a homeowner's exemption, down 84.3% from the year before.

Source: Allegheny County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Allegheny County
County Subdivision	Richland Township
Unified School District	Pine-Richland School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$433.00 (-84.33%) Homeowner's exemption	$96,300 (-) Land $55,700 Building $40,600	$114,300 Land $55,700 Building $58,600
2025	$2,764.00 Homeowner's exemption	$96,300 Land $55,700 Building $40,600
2023	$2,600.00 Homeowner's exemption	$96,300 Land $55,700 Building $40,600
2012			$114,300 Land $55,700 Building $58,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4031 Cook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4031 Cook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHLAND TWP WATER AUTHORITY serves 10,190 people · EPA ID PA5020018
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Armstrong Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Cook Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures