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4031 Cobalt Ave E, Jacksonville, FL 32210 Property Records

Duval County property record for 4031 Cobalt Ave E, Jacksonville, FL 32210

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,614 sqft · built 1957
Lot Size0.363 acres (15,824 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Jun 2017)
Tax Bill$2,194 (2025)
Deeds & MortgagesMay 2020 Loan Modification
Jun 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN016786-0000

Property Details

APN / Parcel Number

Primary APN016786-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,614 sqft Living Area
Gross Area1,692 sqft
1st Floor Area1,614 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,824 sqft (0.363 acres)
Lot Dimensions127 ft deep x 120 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area78 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4031 COBALT AVE E
CityJACKSONVILLE
StateFL
Zip32210-5076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description27-26 37-3S-25E CEDAR HILLS ESTATES UNIT 1 LOT 1 BLK 13
Legal Range25E
Legal Township03S
Legal Section37
Legal SubdivisionCEDAR HILLS EST UNIT 01
Legal Block13
Legal Lot Number1
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group3
Census Block3010
Census Tract12900

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4031 COBALT AVE E, JACKSONVILLE, FL 32210-5076
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Loan Modification, Mortgage · FHA Mortgage
ROUNDPOINT MTG SVCNG
Jun 1, 2017Grant Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2017 · Amount on Record
Deed SaleJun 1, 2017 · Amount on Record
Prior SaleSep 8, 2008 · Amount on Record
Deed Document Number2017127657
Deed Book / Page18001 / 2383
Record UpdatedOct 29, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUVAL FL
Property Address4031 COBALT AVE E, JACKSONVILLE, FL 32210-5076
Document Number0192641188
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4031 COBALT AVE E JACKSONVILLE FL 322105076, JACKSONVILLE, FL 32210-5076

Mortgage

Document Number0192641188
DateJul 1, 2020
Book Page019264/001188
Instrument137117
Lender
NameROUNDPOINT MTG SVCNG
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050
Interest
Rate3.75%

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUVAL FL
Recording DateJun 1, 2017
Property Address4031 COBALT AVE E, JACKSONVILLE, FL 32210-5076
Document Number0180012383
Book / Page018001 / 002383
Instrument DateMay 26, 2017
Instrument127657
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4031 COBALT AVE E JACKSONVILLE FL 322105076, JACKSONVILLE, FL 32210-5076

Mortgage

Document Number180012385
DateJun 1, 2017
Book Page018001/002385
Instrument127658
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,434 (+2.7%)$191,579 (-0.9%) Land $40,491 Building $151,088
2025$2,194.00 (+11.43%) Homeowner's exemption$143,558 (+5.99%)$193,314 (+6.24%) Land $40,000 Building $153,314
2024$1,969.00 (+3.31%)
2023$1,906.00 (+9.79%) Homeowner's exemption$135,450 (+3%)$181,952 (+4.09%) Land $35,000 Building $146,952
2022$1,736.00 Homeowner's exemption$131,505$174,798 Land $35,000 Building $139,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1992–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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