4031 480th St, Isle, MN 56342 Property Records

Mille Lacs County property record for 4031 480th St, Isle, MN 56342

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,728 sqft · built 2025
Lot Size	30 acres (1,310,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Aug 2022)
Tax Bill	$666 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-004-0100`

Property Details

APN / Parcel Number

Primary APN	`05-004-0100`

Interior

Building Area	1,728 sqft Total Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	1,310,720 sqft (30 acres)
Garage Area	1,200 sqft
Shed	1 Shed

Location & Zoning

Street Address	4031 480TH ST
City	ISLE
State	MN
Zip	56342
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	N 1/2 OF GOVT LOT 1 4 43 25 30.09
Legal Range	25
Legal Township	43
Legal Section	04
Jurisdiction	MILLE LACS MN
Township / Civil Division	EAST SIDE
Census Block Group	2
Census Block	2003
Census Tract	970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10515 266TH AVE NW, ZIMMERMAN, MN 55398-8916
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage BLAZE CREDIT UNION
Aug 16, 2022	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	2022432666
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	4031 480TH ST, ISLE, MN 56342
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	SERVION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A448595
Date	Oct 29, 2025
Instrument	A448595

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Max Rate	9.87%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 16, 2022
Property Address	4031 480TH ST, ISLE, MN 56342
Document Number	000A432666
Instrument Date	Aug 11, 2022
Instrument	A432666
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10515 266TH AVE NW, ZIMMERMAN, MN 55398-8916

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	East Side Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$666.00 (+15.22%)	$382,800 (+419.4%) Land $108,900 Building $273,900	$382,800 (+419.4%) Land $108,900 Building $273,900
2025		$73,700 (+15.7%) Land $73,200 Building $500	$73,700 (+15.7%) Land $73,200 Building $500
2023	$578.00	$63,700 Land $63,200 Building $500	$63,700 Land $63,200 Building $500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 480th St

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All Isle, MN Property Records

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