St. Louis County property record for 4030 Peabody St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,458 sqft · built 1989 |
| Lot Size | 0.389 acres (16,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,500 (Apr 2007) |
| Tax Bill | $6,234 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3030-05340 |
| Primary APN | 010-3030-05340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Gross Area |
| 1st Floor Area | 1,458 sqft |
| Basement Area | 1,074 sqft |
| Finished Basement | 1,074 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 16,977 sqft (0.389 acres) |
| Garage Area | 582 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 700 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 845440 |
|---|---|
| Street Address | 4030 PEABODY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 30 FT OF LOT 7 & ALL OF LOT 8 INC PART OFVAC 41ST AVE E ADJ LOT 8 & INC PART OF VACALLEY ADJ SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 105 |
| Legal Lot Number | 7-8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4030 PEABODY ST, DULUTH, MN 55804-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Jun 7, 2021 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2007 · Amount on Record |
| Deed Sale | Apr 9, 2007 · Amount on Record |
| Deed Document Number | 2007834871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 29, 2026 |
| Property Address | 4030 PEABODY ST, DULUTH, MN 55804-1413 |
| Document Number | 0001104118 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20261104118 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4030 PEABODY ST, DULUTH, MN 55804-1413 |
| Investor | Possibly a Property Investor |
| Document Number | 0001104118, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20261104118 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 4, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4030 PEABODY ST, DULUTH, MN 55804-1413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4030 PEABODY ST, DULUTH, MN 55804-1413 |
| Document Number | 0001041747 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 1041747 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 10, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4030 PEABODY ST, DULUTH, MN 55804-1413 |
| Document Number | 00T1026266 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4030 PEABODY ST DULUTH MN 558041413, DULUTH, MN 55804-1413 |
| Document Number | 00T1026266 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | T1026266 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 21, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4030 PEABODY ST, DULUTH, MN 55804-1413 |
| Document Number | 0000995910 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4030 PEABODY ST DULUTH MN 558041413, DULUTH, MN 55804-1413 |
| Document Number | 0000995910 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 995910 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 13, 2023 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,234.00 (+7.04%) Homeowner's exemption | ||
| 2025 | $5,824.00 (+7.65%) Homeowner's exemption | $459,500 (+6.44%) Land $75,200 Building $384,300 | $459,500 (+6.44%) Land $75,200 Building $384,300 |
| 2024 | $5,410.00 | $431,700 (+22.12%) Land $72,500 Building $359,200 | $431,700 (+22.12%) Land $72,500 Building $359,200 |
| 2022 | $353,500 Land $52,100 Building $301,400 | $353,500 Land $52,100 Building $301,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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