4030 Cluster Dr, Holiday, FL 34691 Property Records

Pasco County property record for 4030 Cluster Dr, Holiday, FL 34691

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1968
Lot Size	0.127 acres (5,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2025)
Tax Bill	$4,044 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`30-26-16-0210-00001-0790`

Property Details

APN / Parcel Number

Primary APN	`30-26-16-0210-00001-0790`
Alternative APNs	`1626300210000010790` `2128706`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,551 sqft (0.127 acres)
Garage Type	Attached
Garage Area	432 sqft
Driveway	Concrete Driveway
Driveway Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	432 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4030 CLUSTER DR
City	HOLIDAY
State	FL
Zip	34691-3575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	BUENA VISTA MELODY MANOR 2ND ADDN PB 8 PG 144 LOT 1079
Legal Range	16E
Legal Township	26S
Legal Section	30
Legal Subdivision	BUENA VISTA MELODY MANOR
Legal Tract	210
Legal Block	1
Legal Lot Number	1079
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1007
Census Tract	30410

Owner

Source: Pasco County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4030 CLUSTER DR, HOLIDAY, FL 34691-3575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	202538732
Deed Book / Page	11166 / 3136
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4030 CLUSTER DR, HOLIDAY, FL 34691-3575
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 CLUSTER DR, HOLIDAY, FL 34691-3575

Mortgage

Document Number	0104021846
Date	Jul 28, 2021
Book Page	10402/1846
Instrument	2021158059

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 24, 2020
Property Address	4030 CLUSTER DR, HOLIDAY, FL 34691-3575
Document Number	0101431700
Book / Page	10143 / 1700
Map Reference	MB 8 PG 144
Instrument Date	Jun 23, 2020
Instrument	2020118972
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	GULF STREAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2521 E HOLLY GROVE RD, 2521, LEXINGTON, NC 27292-9766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 CLUSTER DR, HOLIDAY, FL 34691-3575

Mortgage

Document Number	101431703
Date	Jul 24, 2020
Instrument	10143/1703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 20, 2018
Property Address	4030 CLUSTER DR, HOLIDAY, FL 34691-3575
Document Number	0097600643
Book / Page	9760 / 0643
Map Reference	MB 8 PG 144
Instrument Date	Jul 19, 2018
Instrument	2018122822
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 COLUMBIA ST, 823, SCRANTON, PA 18509-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 CLUSTER DR, HOLIDAY, FL 34691-3575

Mortgage

Document Number	2018122823
Date	Jul 20, 2018
Instrument	2018122823

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,617 (-2.39%) Land $32,862 Building $189,755	$222,617 (-2.39%) Land $32,862 Building $189,755
2025	$4,044.00 (+116.72%)	$228,067 (+63.47%) Land $32,862 Building $195,205	$228,067 (+7.53%) Land $32,862 Building $195,205
2023	$1,866.00 (+12%) Additional exemption filed	$139,520 (+3%) Land $25,257 Building $114,263	$212,105 (+32.18%) Land $25,257 Building $186,848
2022	$1,666.00 Homeowner's exemption	$135,460 Land $21,038 Building $114,422	$160,470 Land $21,038 Building $139,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	28 (1979–2024)
Claims Outside the SFHA	14 of 28
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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