403 Wilsons Mills Rd, Smithfield, NC 27577 Property Records

Johnston County property record for 403 Wilsons Mills Rd, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1960
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2021)
Tax Bill	$2,080 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2000244915`

Property Details

APN / Parcel Number

Primary APN	`2000244915`
Alternative APN	`15085040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,272 sqft
1st Floor Area	1,176 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	147 ft deep x 90 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000244915
Street Address	403 WILSONS MILLS RD
City	SMITHFIELD
State	NC
Zip	27577-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	10-12 J BRITT M85L40
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2034
Census Tract	40904

Owner

403 Wilsons Mills Rd is owned and occupied by an individual who bought it in November 2021.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	403 WILSONS MILLS RD, SMITHFIELD, NC 27577-3249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jan 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Mar 28, 2002 · Amount on File
Deed Document Number	2021783128
Deed Book / Page	6116 / 241
Prior Transfer Date	Jan 7, 2019
Prior Transfer Doc	0000597221
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	403 WILSONS MILLS RD, SMITHFIELD, NC 27577-3249
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010005
Date	Apr 10, 2024
Book Page	6647/178
Instrument	2024010005

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 23, 2021
Property Address	403 WILSONS MILLS RD, SMITHFIELD, NC 27577-3249
Document Number	0000783128
Book / Page	6116 / 241
Instrument Date	Nov 22, 2021
Instrument	2021783128
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 WILSONS MILLS RD, 403, SMITHFIELD, NC 27577-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WILSONS MILLS RD, SMITHFIELD, NC 27577-3249

Mortgage

Document Number	0000783129
Date	Nov 23, 2021
Instrument	2021783129

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 7, 2019
Property Address	403 WILSONS MILLS RD, SMITHFIELD, NC 27577-3249
Document Number	0000597221
Book / Page	005275 / 000841
Instrument Date	Jan 7, 2019
Instrument	597221
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2876 SMITHFIELD NC 275772876, SMITHFIELD, NC 27577-2876

Tax Assessment & Valuation

The 2026 property tax bill for 403 Wilsons Mills Rd was $2,080.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,080.00	$216,720 Land $51,000 Building $165,720	$216,720 Land $51,000 Building $165,720
2023	$1,326.00	$105,280 Land $29,750 Building $75,530	$105,280 Land $29,750 Building $75,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 Wilsons Mills Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Wilsons Mills Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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