Contra Costa County property record for 403 White Oak Ct, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,453 sqft · built 1991 |
| Lot Size | 0.153 acres (6,660 sqft) |
| Owner | Trust Name on File |
| Last Sale | $390,000 (Dec 2016) |
| Tax Bill | $6,180 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-302-011-3 |
| Primary APN | 033-302-011-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,453 sqft Living Area |
| 1st Floor Area | 758 sqft |
| 2nd Floor Area | 695 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 6,660 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 679 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 403 WHITE OAK CT |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6922 L98 |
| Legal Subdivision | SUBDIVISION 6922 |
| Legal Tract | 6922 |
| Legal Lot Number | 98 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 302012 |
403 White Oak Ct is held in a trust since April 2023.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 403 WHITE OAK CT, OAKLEY, CA 94561-4213 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2023 | Intrafamily Transfer, Transfer |
| Jul 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2016 · Amount on File |
| Deed Sale | Dec 5, 2016 · Amount on File |
| Deed Document Number | 2016263382 |
| Last Transfer Date | Apr 7, 2023 |
| Transfer Doc | 0000032809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 7, 2023 |
| Property Address | 403 WHITE OAK CT, OAKLEY, CA 94561-4213 |
| Document Number | 0000032809 |
| Map Reference | MB 330 PG 35 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023-032809 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 WHITE OAK CT, OAKLEY, CA 94561-4213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 403 WHITE OAK CT, OAKLEY, CA 94561-4213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 403 WHITE OAK CT, OAKLEY, CA 94561-4213 |
| Document Number | 0000190636 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-190636 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 403 WHITE OAK CT, OAKLEY, CA 94561-4213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 403 WHITE OAK CT, OAKLEY, CA 94561-4213 |
| Document Number | 0000326488 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-326488 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 403 White Oak Ct was $6,180.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $461,673 (+2%) Land $177,566 Building $284,107 | |
| 2025 | $6,180.00 | $452,622 Land $174,085 Building $278,537 |
| 2023 | $6,008.00 (+0.79%) | $435,048 Land $167,326 Building $267,722 |
| 2022 | $5,961.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 403 White Oak Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 White Oak Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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