403 West Ln, Winchester, VA 22601 Property Records

Winchester City property record for 403 West Ln, Winchester, VA 22601 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,264 sqft · built 2023
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Dec 2023)
Tax Bill	$1,756 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`174-12-D-12`

Property Details

APN / Parcel Number

Primary APN	`174-12-D-12`
Alternative APNs	`28973` `9754`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,264 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2025
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,269 sqft (0.098 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9754
Street Address	403 WEST LN
City	WINCHESTER
State	VA
Zip	22601-5061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH KENT COURT SD L-11 W S 405 WEST LANE
Legal Subdivision	NORTH KENT COURT
Legal Lot Number	11
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3002
Census Tract	102

Owner

Source: Winchester City records · APN 174-12-D-12

Assessment roll updated June 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 WEST LN, WINCHESTER, VA 22601-5061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Dec 06, 2023	Deed of Trust, Mortgage · Commercial Mortgage BLUE RIDGE HABITAT FOR HUMANITY INC
Dec 06, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA DEPARTMENT OF HOUSING AND COMMU
Dec 06, 2023	Deed, Transfer · VA Mortgage VBS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2023 · Amount on Record
Deed Sale	Dec 06, 2023 · Amount on Record
Deed Document Number	20232133
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	403 WEST LN, WINCHESTER, VA 22601-5061
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WILSON BLVD 103, 103, WINCHESTER, VA 22601-3501

Mortgage

Document Number	0240000069
Date	Jan 17, 2024
Instrument	240000069

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	403 WEST LN, WINCHESTER, VA 22601-5061
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002137
Date	Dec 06, 2023
Instrument	230002137

Lender

Name	BLUE RIDGE HABITAT FOR HUMANITY INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 05, 2038

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	403 WEST LN, WINCHESTER, VA 22601-5061
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002135
Date	Dec 06, 2023
Instrument	230002135

Lender

Name	VIRGINIA DEPARTMENT OF HOUSING AND COMMU
Type	Non-Lending Institution
Address	RICHMOND, VA 23219

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Dec 06, 2023
Property Address	403 WEST LN, WINCHESTER, VA 22601-5061
Document Number	0230002133
Map Reference	DOC 200003372
Instrument Date	Dec 05, 2023
Instrument	230002133
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002134
Date	Dec 06, 2023
Instrument	230002134

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,756.00	$220,850 (+783.4%) Land $25,000 Building $195,850
2025	$1,756.00 (+108.55%)		$220,850 (+783.4%) Land $25,000 Building $195,850
2023	$842.00 (+262.93%)	$25,000 Land $25,000	$25,000 Land $25,000
2022	$232.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 51069C, updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 691 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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