Pender County property record for 403 Watha Rd, Watha, NC 28478
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 3 ba · 2,216 sqft · built 2005 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,548 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3312-17-3429-0000 |
| Primary APN | 3312-17-3429-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 261,360 sqft (6 acres) |
| Porch | Porch |
| Porch Area | 235 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 000054301 |
|---|---|
| Old Parcel Number | 3312 17 3429 0000 |
| Street Address | 403 WATHA RD |
| City | WATHA |
| State | NC |
| Zip | 28478-8235 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | RA |
| Legal Description | 6.00 ACRES ON SR 1313 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 920300 |
403 Watha Rd, a residential property, is owned and occupied by an individual who acquired it in May 2013.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 WATHA RD, WATHA, NC 28478-8235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2013 |
| Deed Sale | May 30, 2013 |
| Deed Document Number | 013WR24E32 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 403 WATHA RD, WATHA, NC 28478-8235 |
| Document Number | 0046452149 |
| Book / Page | 004645 / 002149 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 403 WATHA RD WATHA NC 284788235, WATHA, NC 28478-8235 |
| Document Number | 0046452149 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 004645/002149 |
| Instrument | 20025240 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
The 2025 property tax bill for 403 Watha Rd was $1,548.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Watha Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,548.00 | $382,845 Land $49,500 Building $333,345 | $382,845 Land $49,500 Building $333,345 |
| 2023 | $158,039 (-) Land $42,500 Building $115,539 | $158,039 (-) Land $42,500 Building $115,539 | |
| 2022 | $1,402.00 | $158,039 Land $42,500 Building $115,539 | $158,039 Land $42,500 Building $115,539 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Watha Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Watha Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Focus Broadband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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