Yankton County property record for 403 Washington St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1887 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,000 (Jul 2026) |
| Tax Bill | $978 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31.100.009.065 |
| Primary APN | 31.100.009.065 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Flooring | Carpet |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 848 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 403 WASHINGTON ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S75 LTS 6 & 7 BLK 9 ORIGINAL TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 9 |
| Legal Lot Number | 6,7 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5060 |
| Census Tract | 966400 |
Source: Yankton County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 WASHINGTON ST, GAYVILLE, SD 57031-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 9, 2026 | Warranty Deed, Transfer YANKTON TITLE, YANKTON TITLE COMPANY |
| Aug 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE |
| Aug 1, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CORTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | May 16, 2014 · Amount on Record |
| Deed Document Number | 2026214227 |
| Deed Book / Page | 584 / 484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jul 9, 2026 |
| Property Address | 403 WASHINGTON ST, GAYVILLE, SD 57031-2035 |
| Document Number | 0000214227 |
| Book / Page | 584 / 484 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026214227 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | YANKTON TITLE, YANKTON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,261.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 WASHINGTON ST, GAYVILLE, SD 57031-2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 403 WASHINGTON ST, GAYVILLE, SD 57031-2035 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | YANKTON TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 000566/237 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 566/237 |
| Name | CORTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 403 WASHINGTON ST, GAYVILLE, SD 57031-2035 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | YANKTON TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 000566/238 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 566/238 |
| Name | CORTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57105 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Gayville Town |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,000 (-) Land $5,300 Building $75,700 | $81,000 (+43.11%) Land $5,300 Building $75,700 | |
| 2025 | $978.00 (+25.22%) | $81,000 (+23.66%) Land $5,300 Building $75,700 | |
| 2023 | $65,500 Land $5,300 Building $60,200 | ||
| 2022 | $781.00 | ||
| 2021 | $56,600 Land $5,300 Building $51,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAYVILLE serves 392 people · EPA ID SD4600140 |
|---|---|
| Water Source | Purchased groundwater from CLAY RURAL WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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