Champaign County property record for 403 W Vine St, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 804 sqft · built 1889 |
| Lot Size | 0.133 acres (5,797 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Jan 2021) |
| Tax Bill | $1,479 (2024) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-185-006 |
| Primary APN | 42-20-12-185-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 804 sqft Building Perimeter |
| 1st Floor Area | 804 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 5,797 sqft (0.133 acres) |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 345 sqft |
| Heating System | Central |
|---|
| Street Address | 403 W VINE ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 2 BLOCK 1 HULINGS ADD OF TOWN LOTS |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | HULINGS ADD OF TOWN LOTS |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11001 |
403 W Vine St is owned by a company that bought it in January 2021.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 587, CHAMPAIGN, IL 61824-0587 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NEIGHBOR BANK NA |
| Jan 15, 2021 | Warranty Deed, Transfer · Line of Credit FIRST NEIGHBOR BANK NA |
| Apr 16, 2019 | Warranty Deed, Transfer · Commercial Mortgage PROSPECT BANK |
| Mar 13, 2019 | Warranty Deed, Transfer ACT TITLE COMPANY INC, ACT TITLE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on File |
| Deed Sale | Jan 15, 2021 · Amount on File |
| Prior Sale | Apr 16, 2019 · Amount on File |
| Deed Document Number | 20211136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 403 W VINE ST, CHAMPAIGN, IL 61820-2922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002077 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021R02077 |
| Name | FIRST NEIGHBOR BANK NA |
|---|---|
| Type | Bank |
| Address | TUSCOLA, IL 61953 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 15, 2021 |
| Property Address | 403 W VINE ST, CHAMPAIGN, IL 61820-2922 |
| Document Number | 0000001136 |
| Map Reference | MB I PG 367 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021R01136 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 587, CHAMPAIGN, IL 61824-0587 |
| Document Number | 0000001138 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021R01138 |
| Name | FIRST NEIGHBOR BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 16, 2019 |
| Property Address | 403 W VINE ST, CHAMPAIGN, IL 61820-2922 |
| Document Number | 0000005173 |
| Map Reference | DD I PG 367 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019R05173 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 587, CHAMPAIGN, IL 61824-0587 |
| Document Number | 0000005174 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 2019R05174 |
| Name | PROSPECT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 11, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.48% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 13, 2019 |
| Property Address | 403 W VINE ST, CHAMPAIGN, IL 61820-2922 |
| Document Number | 0000003387 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 3387 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ACT TITLE COMPANY INC, ACT TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 801 S POPLAR ST URBANA IL 618024451, URBANA, IL 61802-4451 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,780 (+12.23%) Land $3,640 Building $22,140 | $77,340 (+12.23%) Land $10,920 Building $66,420 | |
| 2024 | $1,479.00 (+9.96%) | $22,970 Land $3,240 Building $19,730 | $68,910 Land $9,720 Building $59,190 |
| 2023 | $1,345.00 (+9.98%) | ||
| 2022 | $1,223.00 Homeowner's exemption | $19,300 Land $2,720 Building $16,580 | $57,900 Land $8,160 Building $49,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 403 W Vine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 W Vine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink, T-Mobile, Volo.net Internet+Tech.
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