Union County property record for 403 W Talbott St, Sturgis, KY 42459
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,024 sqft |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $701 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | S1-23-02 |
| Primary APN | S1-23-02 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 403 W TALBOTT ST |
|---|---|
| City | STURGIS |
| State | KY |
| Zip | 42459-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 403 W TALBOTT ST |
| Legal Subdivision | TALBOTT ADD |
| Legal Block | 14 |
| Jurisdiction | UNION KY |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 950300 |
Source: Union County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3483 US HIGHWAY 641, FREDONIA, KY 42411-9401 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000282119 |
| Record Updated | Jun 8, 2026 |
Source: Union County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Sturgis City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $701.00 (+50.43%) | $45,160 (-) Land $3,500 Building $41,660 | $45,160 (-) Land $3,500 Building $41,660 |
| 2023 | $466.00 | $45,160 Land $3,500 Building $41,660 | $45,160 Land $3,500 Building $41,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS WATER WORKS serves 3,490 people · EPA ID KY1130422 |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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