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403 W St W, Ray, ND 58849 Property Records

Williams County property record for 403 W St W, Ray, ND 58849 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$233,000 (Jun 2018)
Tax Bill$926 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2018 Sale & Mortgage
APN02-000-00-35-01-025

Property Details

APN / Parcel Number

Primary APN02-000-00-35-01-025

Location & Zoning

Street Address403 WEST ST WEST
CityRAY
StateND
Zip58849-4902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF RAY SCOTTS ADD S 5 FT L 5,6 B 1
Legal SubdivisionSCOTTS ADD
Legal Block1
Legal Lot Number5
JurisdictionWILLIAMS ND
Township / Civil DivisionRAY
Census Block Group1
Census Block1075
Census Tract953600

Owner

Source: Williams County records · APN 02-000-00-35-01-025

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 WEST ST WEST, RAY, ND 58849-4902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jun 08, 2018Warranty Deed, Transfer · FHA Mortgage
MANN MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2018 · Amount on Record
Deed SaleJun 08, 2018 · Amount on Record
Prior SaleJun 02, 2014 · Amount on Record
Deed Document Number848756
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMS ND
Property Address403 WEST ST W, RAY, ND 58849-4902
Transaction TypeMortgage
Record UpdatedJun 09, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 WEST ST W, RAY, ND 58849-4902

Mortgage

Document Number0000891032
DateDec 02, 2021
Instrument891032
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueOct 01, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMS ND
Recording DateJun 08, 2018
Property Address403 WEST ST W, RAY, ND 58849-4902
Document Number0000848756
Instrument DateMay 21, 2018
Instrument848756
Transaction TypeTransfer
Record UpdatedJun 09, 2022
Title CompanyNORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTEE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 WEST ST W, RAY, ND 58849-4902

Mortgage

Document Number0000848757
DateJun 08, 2018
Instrument848757
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Mortgage

Document Number0000848758
DateJun 08, 2018
Instrument848758
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
AddressKALISPELL, MT 59901
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2028

Tax Assessment & Valuation

Source: Williams County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyWilliams County
MunicipalityRay City
Unified School DistrictNesson Public School District 2 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$926.00 (-59.23%)$122,260 (+6.76%) Land $8,250 Building $114,010$244,520 (+6.76%) Land $16,500 Building $228,020
2023$2,271.00$114,515$229,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest Communications CooperativeFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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