403 W Raab Rd, Normal, IL 61761 Property Records

McLean County property record for 403 W Raab Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1962
Lot Size	0.152 acres (6,642 sqft)
Owner	Individual Name on Record
Last Sale	$159,333 (Oct 2022)
Tax Bill	$3,452 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-204-004`

Property Details

APN / Parcel Number

Primary APN	`14-21-204-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,642 sqft (0.152 acres)
Lot Dimensions	109 ft deep x 61 ft wide
Garage Area	300 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 W RAAB RD
City	NORMAL
State	IL
Zip	61761-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 84 1ST ADD TO COLONIAL HILL SUB
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	COLONIAL HILL
Legal Lot Number	84
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2000
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 W RAAB RD, NORMAL, IL 61761-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC
May 11, 2017	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS STATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	202217990
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 6, 2022
Property Address	403 W RAAB RD, NORMAL, IL 61761-1006
Document Number	202200017990
Instrument Date	Sep 30, 2022
Instrument	2022-00017990
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W RAAB RD, NORMAL, IL 61761-1006

Mortgage

Document Number	202200017991
Date	Oct 6, 2022
Instrument	2022-00017991

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 11, 2017
Property Address	403 W RAAB RD, NORMAL, IL 61761-1006
Document Number	201700008043
Instrument Date	May 5, 2017
Instrument	2017-00008043
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W RAAB RD, NORMAL, IL 61761-1006

Mortgage

Document Number	201700008044
Date	May 11, 2017
Instrument	2017-00008044

Lender

Name	ILLINOIS STATE CREDIT UNION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,953 (+21.89%) Land $9,865 Building $43,088	$158,859 (+21.89%) Land $29,595 Building $129,264
2024	$3,452.00 (+7.74%)
2023	$3,204.00 (-9.11%)	$43,445 (+10.69%) Land $8,094 Building $35,351	$130,335 (+10.69%) Land $24,282 Building $106,053
2022	$3,525.00	$39,249 Land $7,312 Building $31,937	$117,747 Land $21,936 Building $95,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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