403 W Pine St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 403 W Pine St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,371 sqft · built 1936
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on File
Last Sale$147,000 (Jun 2020)
Tax Bill$3,265 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 223.020-1-7

Property Details

APN / Parcel Number

Primary APN301301 223.020-1-7
Alternative APNs
  • 130122302000010070000000
  • 301301 223.020-0001-007
  • 47725 06

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,371 sqft Living Area
1st Floor Area705 sqft
2nd Floor Area666 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleColonial
Exterior MaterialWood
Lot Area7,841 sqft (0.18 acres)
Lot Width73.3 ft Width
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area195 sqft
Shed1 Shed
Shed Area8 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number47725 06
Street Address403 W PINE ST
CityROME
StateNY
Zip13440-3335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionH&L 73.34X110
Legal Block1
Legal Lot Number7.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3023
Census Tract22200

Owner

403 W Pine St is owned by a company that bought it in June 2020.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing Address403 W PINE ST, ROME, NY 13440-3335
Owner TypeCompany
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Warranty Deed, Transfer · Conventional with PMI
AMERICU CU
Dec 27, 2018Warranty Deed, Transfer · Conventional with PMI
SYRACUSE SECURITIES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2020 · Amount on File
Deed SaleJun 10, 2020 · Amount on File
Prior SaleDec 27, 2018 · Amount on File
Deed Document Number20207032
Prior Transfer DateAug 14, 2009
Prior Transfer Doc2009013417
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateJun 10, 2020
Property Address403 W PINE ST, ROME, NY 13440-3335
Document Number0000007032
Instrument DateMay 22, 2020
Instrument7032
Transaction TypeTransfer
Record UpdatedJul 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$588.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5929 FAIRWAY LN ROME NY 134409384, ROME, NY 13440-9384

Mortgage

Document Number7033
DateJun 10, 2020
Instrument7033
Lender
NameAMERICU CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 9, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateDec 27, 2018
Property Address403 W PINE ST, ROME, NY 13440-3335
Document Number0000018559
Instrument DateDec 17, 2018
Instrument18559
Transaction TypeTransfer
Record UpdatedJan 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 FAIRFIELD DR NORTH SYRACUSE NY 132121309, NORTH SYRACUSE, NY 13212-1309

Mortgage

Document Number18560
DateDec 27, 2018
Instrument18560
Lender
NameSYRACUSE SECURITIES
TypeMERS
AddressEAST SYRACUSE, NY 13057
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 403 W Pine St was $3,265.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,265.00
2025$69,500 Land $12,800 Building $56,700$163,529 Land $30,118 Building $133,411
2023$69,500 (-) Land $12,800 Building $56,700$153,151 (+17.92%) Land $28,206 Building $124,945
2022$4,887.00$69,500 Land $12,800 Building $56,700$129,882 Land $23,921 Building $105,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 W Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 W Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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