Spartanburg County property record for 403 W Oconee St, Chesnee, SC 29323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1995 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,318 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-1401-11300 |
| Primary APN | 2-1401-11300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,732 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Vinyl |
| Construction Type | Concrete Block |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Lot Dimensions | 200 ft deep x 220 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 336 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 23833 |
|---|---|
| Street Address | 403 W OCONEE ST |
| City | CHESNEE |
| State | SC |
| Zip | 29323-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-10 & 13-21 BLK 63 CHESNEE LAND COMPANY SUB PB 15-42 DB 112K-145 PB 178-209 |
| Legal Subdivision | COMPANY SUB |
| Legal Block | 63 |
| Legal Lot Number | 1-10,13 8 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | CHESNEE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 22303 |
Source: Spartanburg County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 403 W OCONEE ST, CHESNEE, SC 29323-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 4, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Sep 20, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2007 |
| Deed Sale | Feb 9, 2007 |
| Prior Sale | Mar 13, 2015 |
| Deed Document Number | 0000006833 |
| Last Transfer Date | Sep 20, 2017 |
| Transfer Doc | 0000044614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 403 W OCONEE ST, CHESNEE, SC 29323-1030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060113 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 5979/175 |
| Instrument | 2020-60113 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 403 W OCONEE ST, CHESNEE, SC 29323-1030 |
| Document Number | 0000052266 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 W OCONEE ST CHESNEE SC 293231030, CHESNEE, SC 29323-1030 |
| Document Number | 0000052266 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 005703/000218 |
| Instrument | 52266 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 30, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 403 W OCONEE ST, CHESNEE, SC 29323-1030 |
| Document Number | 0000036554 |
| Instrument Date | Aug 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 W OCONEE ST CHESNEE SC 293231030, CHESNEE, SC 29323-1030 |
| Document Number | 0000036554 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 005488/000619 |
| Instrument | 36554 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Sep 20, 2017 |
| Property Address | 403 W OCONEE ST, CHESNEE, SC 29323-1030 |
| Document Number | 0000044614 |
| Map Reference | MB15 PG42 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2017-44614 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 W OCONEE ST, CHESNEE, SC 29323-1030 |
| Document Number | 0000044615 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017-44615 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2047 |
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,318.00 (+0.76%) | $7,797 (-) Land $1,312 Building $6,485 | $229,400 (-) Land $38,600 Building $190,800 |
| 2024 | $1,308.00 | ||
| 2023 | $1,308.00 | $7,797 Land $1,312 Building $6,485 | $229,400 Land $38,600 Building $190,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LCF WATER DISTRICT serves 18,152 people · EPA ID SC4220010 |
|---|---|
| Water Source | Purchased surface water from SPARTANBURG WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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