Madison County property record for 403 W Oak Cir, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,038 sqft · built 2019 |
| Lot Size | 0.763 acres (33,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $547,500 (Jun 2020) |
| Tax Bill | $5,003 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-10A-094 |
| Primary APN | 072B-10A-094 |
|---|---|
| Alternative APN |
|
| Building Area | 4,038 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 3,166 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 33,251 sqft (0.763 acres) |
| Account Number | 58043 |
|---|---|
| Street Address | 403 W OAK CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-7532 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 21 EASTWOOD PHASE 2 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 10 |
| Legal Subdivision | EASTWOOD PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30208 |
403 W Oak Cir is owned and occupied by an individual who bought it in June 2020.
Source: Madison County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 W OAK CIR, MADISON, MS 39110-7532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on File |
| Deed Sale | Jun 22, 2020 · Amount on File |
| Deed Document Number | 2020893987 |
| Deed Book / Page | 3869 / 671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 403 W OAK CIR, MADISON, MS 39110-7532 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 W OAK CIR, MADISON, MS 39110-7532 |
| Document Number | 004187/594 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 4187/594 |
| Instrument | 953427 |
| Name | MAGNOLIA FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, MS 39206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 403 W Oak Cir was $5,003 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,003.00 Homeowner's exemption | $45,510 | $455,100 Land $60,000 Building $395,100 |
| 2024 | $5,003.00 | ||
| 2023 | $5,003.00 Homeowner's exemption | $45,510 | $455,100 Land $60,000 Building $395,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 W Oak Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 W Oak Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
May also be available: T-Mobile, Verizon, Xfinity.
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