Onslow County property record for 403 W Main St, Swansboro, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 700 sqft · built 1950 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Apr 2004) |
| Tax Bill | $2,390 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1406-21 |
| Primary APN | 1406-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 114349000 |
|---|---|
| Street Address | 403 W MAIN ST |
| City | SWANSBORO |
| State | NC |
| Zip | 28584-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 SF |
| Legal Description | MAIN ST C T RUSSELL |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 105 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Swansboro Historic District (Additional Documentation) listed 1990 · 75 contributing resources · NRIS 90000440 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
403 W Main St is owned by an individual who bought it in April 2004.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 86, SWANSBORO, NC 28584-0086 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2004 · Amount on File |
| Deed Sale | Apr 23, 2004 · Amount on File |
| Deed Book / Page | 2234 / 12 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 403 W Main St was $2,390.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Swansboro Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,390.00 | $277,953 Land $158,700 Building $119,253 | $277,953 Land $158,700 Building $119,253 |
| 2023 | $2,390.00 | $237,877 Land $158,700 Building $79,177 | $237,877 Land $158,700 Building $79,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 7 (2018–2020) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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