403 W Main St, Midlothian, TX 76065 Property Records

Ellis County property record for 403 W Main St, Midlothian, TX 76065

Property Summary

Property Type	Commercial
Details	1,920 sqft · built 2010
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on Record
Last Sale	$188,300 (Jun 2010)
Tax Bill	$13,111 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R165421`

Property Details

APN / Parcel Number

Primary APN	`R165421`
Alternative APNs	`54200102800100108` `165421`

Interior

Building Area	1,920 sqft Gross Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	6,900 sqft (0.158 acres)
Porch	Covered Porch
Porch Area	120 sqft

Location & Zoning

Street Address	403 W MAIN ST
City	MIDLOTHIAN
State	TX
Zip	76065-2936
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 BLK 28 OT MIDLOTHIAN SEC 6 0.158 AC
Legal Subdivision	OT MIDLOTHIAN SEC 6
Legal Block	28
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2105
Census Tract	60702

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 W MAIN ST, MIDLOTHIAN, TX 76065-2936
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit HARMONY BANK
Mar 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage HARMONY BANK
May 3, 2019	Warranty Deed, Transfer FIRST ST BK
Jan 13, 2017	Loan Modification, Mortgage ENNIS ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2010 · Amount on Record
Deed Sale	Jun 22, 2010 · Amount on Record
Deed Document Number	201014033
Deed Book / Page	2518 / 55
Prior Transfer Date	Jun 17, 2010
Prior Transfer Doc	0000014033
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	403 W MAIN ST, MIDLOTHIAN, TX 76065-2936
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W MAIN ST, MIDLOTHIAN, TX 76065-2936

Mortgage

Document Number	0002327974
Date	Sep 19, 2023
Instrument	2327974

Lender

Name	HARMONY BANK
Type	Bank
Address	WAXAHACHIE, TX 75165

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	403 W MAIN ST, MIDLOTHIAN, TX 76065-2936
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W MAIN ST, MIDLOTHIAN, TX 76065-2936

Mortgage

Document Number	0002508365
Date	Mar 17, 2025
Instrument	2508365

Lender

Name	HARMONY BANK
Type	Bank
Address	1919 S SHILOH RD STE 100, GARLAND, TX 75042

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	May 3, 2019
Property Address	W AVENUE G, MIDLOTHIAN, TX 76065
Document Number	0000012058
Instrument Date	Apr 25, 2019
Instrument	12058
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 W MAIN ST MIDLOTHIAN TX 760652936, MIDLOTHIAN, TX 76065-2936

Mortgage

Document Number	12059
Date	May 3, 2019
Instrument	12059

Lender

Name	FIRST ST BK
Type	Bank
Address	ENNIS, TX 75120

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 2, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.5%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	W AVENUE G, MIDLOTHIAN, TX 76065
Document Number	0000004409
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6206 POINT LAVISTA RD MALAKOFF TX 751483914, MALAKOFF, TX 75148-3914

Mortgage

Document Number	0000004409
Date	Feb 16, 2017
Instrument	4409

Lender

Name	ENNIS ST BK
Type	Bank
Address	ENNIS, TX 75119

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2022

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,846 (-18.48%) Land $232,254 Building $303,592	$535,846 (-18.48%) Land $232,254 Building $303,592
2025	$13,111.00 (+1.06%)	$657,305 (-2.27%) Land $232,254 Building $425,051	$657,305 (-2.27%) Land $232,254 Building $425,051
2024	$12,974.00 (+73.8%)
2023		$672,591 Land $232,254 Building $440,337	$672,591 Land $232,254 Building $440,337
2018	$7,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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