403 W Main St, Lavaca, AR 72941 Property Records

Sebastian County property record for 403 W Main St, Lavaca, AR 72941

Property Summary

Property Type	Bank, Financial Building
Details	4,682 sqft · built 2006
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Sep 2019)
Tax Bill	$15,188 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68718-0007-00016-02`

Property Details

APN / Parcel Number

Primary APN	`68718-0007-00016-02`
Alternative APN	`72534`

Interior

Stories	1 Story
Building Area	4,682 sqft Total Area

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	24,829 sqft (0.569 acres)
Fence	Fence
Canopy	1,440 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	72534
Street Address	403 W MAIN ST
City	LAVACA
State	AR
Zip	72941
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	3-5 & PT LTS 2 & 6-7
Legal Range	30
Legal Township	08
Legal Section	34
Legal Subdivision	LAVACA ORIGINAL TOWN-LAVACA
Legal Block	16
Legal Lot Number	2,6,7 6
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	2
Census Block	2020
Census Tract	10101

Owner

Source: Sebastian County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 610, GREENWOOD, AR 72936-0610
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	2019G-19897
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 17, 2019
Property Address	403 W MAIN ST, LAVACA, AR 72941
Document Number	2019G19897
Instrument Date	Sep 17, 2019
Instrument	2019G-19897
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	WESTERN TITLE SERVICES LLC, WESTERN AR TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13249 PATTERSON RD, MANSFIELD, AR 72944-9639

Mortgage

Document Number	2019G19898
Date	Sep 17, 2019
Instrument	2019G-19898

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2034

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Lavaca City
Unified School District	Lavaca Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,188.00 (+1%)	$303,574 (+21.8%) Land $7,449 Building $296,125	$1,517,870 (+21.8%) Land $37,245 Building $1,480,625
2023	$13,807.00	$249,240 Land $5,960 Building $243,280	$1,246,200 Land $29,800 Building $1,216,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1990–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 51% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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