Surry County property record for 403 W Main St, Elkin, NC 28621 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,920 sqft · built 1897 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Sep 2001) |
| Tax Bill | $2,548 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4951-17-22-1460 |
| Primary APN | 4951-17-22-1460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,920 sqft Living Area |
| 1st Floor Area | 2,472 sqft |
| Basement Area | 1,252 sqft |
| Finished Basement | 752 sqft |
| Unfinished Basement | 500 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 8,538 sqft (0.196 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100009645 |
|---|---|
| Street Address | 403 W MAIN ST |
| City | ELKIN |
| State | NC |
| Zip | 28621-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 403 W MAIN ST |
| Legal Subdivision | ELKIN G - RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 930901 |
Source: Surry County records · APN 4951-17-22-1460
Assessment roll updated November 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 W MAIN ST, ELKIN, NC 28621-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2001 · Amount on Record |
| Deed Sale | Sep 01, 2001 · Amount on Record |
| Prior Sale | Jun 01, 1993 · Amount on Record |
| Deed Book / Page | 833 / 58 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 403 W MAIN ST, ELKIN, NC 28621-3315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001966/952 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 1966/952 |
| Instrument | 732124 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Surry County records · Assessment roll updated November 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Elkin Town |
| Unified School District | Elkin City Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,548.00 (+39.69%) | $395,920 (+19.82%) Land $23,000 Building $372,920 | $395,920 (+19.82%) Land $23,000 Building $372,920 |
| 2023 | $1,824.00 | $330,440 Land $23,000 Building $307,440 | $330,440 Land $23,000 Building $307,440 |
Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surry Telephone Membership | Fiber | 2,500 / 2,500 |
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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