403 W Main St, Decherd, TN 37324 Property Records

Franklin County property record for 403 W Main St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,628 sqft · built 1923
Lot Size	0.399 acres (17,400 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Jun 2022)
Tax Bill	$612 (2022)
Deeds & Mortgages	Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`026056O B 00300`

Property Details

APN / Parcel Number

Primary APN	`026056O B 00300`
Alternative APN	`056O B 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Basement Area	128 sqft
Finished Basement	128 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1974
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,400 sqft (0.399 acres)
Lot Dimensions	100 ft deep x 174 ft wide
Garage Type	Detached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 W MAIN ST
City	DECHERD
State	TN
Zip	37324-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20 BONNIE W HOOBERRY, COUNTY AREA: D03
Legal Subdivision	SANFORD
Legal Block	28
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1071
Census Tract	960401

Owner

403 W Main St is owned and occupied by an individual who bought it in June 2022.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	403 W MAIN ST, DECHERD, TN 37324-3504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Deed Document Number	0000467646
Deed Book / Page	467 / 646
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 24, 2022
Property Address	403 W MAIN ST, DECHERD, TN 37324-3504
Document Number	0022005146
Book / Page	D467 / 646
Instrument Date	Jun 24, 2022
Instrument	22005146
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	WOODEN TITLE AND ESCROW, WOODLAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$369.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W MAIN ST, DECHERD, TN 37324-3504

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,500 Land $3,400 Building $20,100
2023		$23,500 Land $3,400 Building $20,100
2022	$612.00		$94,000 Land $13,600 Building $80,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20