403 W Main St, Centerville, IN 47330 Property Records

Wayne County property record for 403 W Main St, Centerville, IN 47330

Property Summary

Property Type	Auto Repair, Garage
Details	2,952 sqft · built 1964
Lot Size	0.562 acres (24,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,750 (Apr 2026)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`020-00281-00`

Property Details

APN / Parcel Number

Primary APN	`020-00281-00`
Alternative APNs	`89-10-19-430-204.000-007` `311943020400020`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,952 sqft Total Area
1st Floor Area	2,952 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	24,481 sqft (0.562 acres)
Lot Dimensions	204 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	311943020400020
Street Address	403 W MAIN ST
City	CENTERVILLE
State	IN
Zip	47330-1101
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	ZO01
Legal Description	PT LOT 4 MC MINN'S 3RD 125 X 207.98 X 115 X 201.95 FT
Legal Subdivision	MC MINNS THIRD ADDITION
Legal Lot Number	4
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2008
Census Tract	10800

Owner

Source: Wayne County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10034 N JACKSONBURG RD, ECONOMY, IN 47339-9719
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage WAYNE BANK AND TRUST COMPANY
Apr 20, 2017	Deed of Trust, Mortgage WAYNE BANK AND TRUST CO
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage WAYNE BANK AND TRUST COMPANY
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage WAYNE BANK AND TRUST COMPANY
Dec 14, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2010	Warranty Deed, Transfer N & W LLC
Feb 25, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	20262965
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	2020010258
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Jul 22, 2026
Property Address	403 W MAIN ST, CENTERVILLE, IN 47330-1101
Document Number	0000005367
Instrument Date	Jul 20, 2026
Instrument	20265367
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10034 N JACKSONBURG RD, ECONOMY, IN 47339-9719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005367,
Date	Jul 22, 2026
Instrument	20265367

Lender

Name	WAYNE BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	403 W MAIN ST, CENTERVILLE, IN 47330-1101
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003090
Date	Apr 20, 2017
Instrument	2017003090

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank
Address	RICHMOND, IN 47375

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 13, 2037

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 21, 2026
Property Address	403 W MAIN ST, CENTERVILLE, IN 47330-1101
Document Number	0000002965
Instrument Date	Apr 14, 2026
Instrument	2026.2965
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10034 N JACKSONBURG RD, ECONOMY, IN 47339-9719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002966,
Date	Apr 21, 2026
Instrument	2026..2966

Lender

Name	WAYNE BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 21, 2026
Property Address	403 W MAIN ST, CENTERVILLE, IN 47330-1101
Document Number	2026002965
Instrument Date	Apr 14, 2026
Instrument	20262965
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10034 N JACKSONBURG RD, ECONOMY, IN 47339-9719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002966,
Date	Apr 21, 2026
Instrument	20262966

Lender

Name	WAYNE BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 14, 2020
Property Address	403 W MAIN ST, CENTERVILLE, IN 47330-1101
Document Number	2020010258
Instrument Date	Dec 11, 2020
Instrument	2020010258
Transaction Type	Transfer
Record Updated	Jun 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 26, 2010
Property Address	403 W MAIN ST, CENTERVILLE, IN 47330-1101
Document Number	2010002781
Map Reference	MB 8 PF 149-150
Instrument Date	Apr 20, 2010
Instrument	2010002781
Transaction Type	Transfer
Record Updated	Jun 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 S ELIASON RD, CENTERVILLE, IN 47330-9626
Investor	Possibly a Property Investor

Mortgage

Document Number	2010002782
Date	Apr 26, 2010
Instrument	2010002782

Lender

Name	N & W LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Interest

Rate	7.5%
Index	5-Year TN

February 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Feb 25, 2010
Property Address	403 W MAIN ST, CENTERVILLE, IN 47330-1101
Document Number	2010001301
Map Reference	MB 8 PG 149-150
Instrument Date	Feb 5, 2010
Instrument	2010001301
Transaction Type	Transfer
Record Updated	Jun 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20779 DECATUR ST, CASSOPOLIS, MI 49031-9384

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00 (+3.47%)	$71,600 (+3.47%) Land $27,200 Building $44,400	$71,600 (+3.47%) Land $27,200 Building $44,400
2024	$2,076.00 (-5.34%)
2023		$69,200 (-5.34%) Land $27,200 Building $42,000	$69,200 (-5.34%) Land $27,200 Building $42,000
2022	$2,193.00	$73,100 Land $27,200 Building $45,900	$73,100 Land $27,200 Building $45,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: NLBC.

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