403 W King St, Owosso, MI 48867 Property Records

Shiawassee County property record for 403 W King St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,474 sqft · built 1880
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Jan 2021)
Tax Bill$2,894 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-250-000-053-00

Property Details

APN / Parcel Number

Primary APN050-250-000-053-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,474 sqft Living Area
1st Floor Area1,055 sqft
Basement Area899 sqft
Unfinished Basement899 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleCustom Design
Lot Area10,454 sqft (0.24 acres)
Garage Area672 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address403 W KING ST
CityOWOSSO
StateMI
Zip48867-2247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 99' OF LOTS 45 & 46 OF OUT LOT 1 LOUISA A GOULD SUB DIV OF OUT LOT 1 & 4 & BLK 36 & PART OF 35 OF THE VILLAGE OF OWOSSO
Legal SubdivisionLOUISA A GOULD SUB DIV
Legal Block36
Legal Lot Number45-46
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group3
Census Block3012
Census Tract30400

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 W KING ST, OWOSSO, MI 48867-2247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Prior SaleOct 28, 2016 · Amount on Record
Deed Document Number20213341355
Deed Book / Page1277 / 619
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJan 21, 2021
Property Address403 W KING ST, OWOSSO, MI 48867-2247
Document Number0012770619
Book / Page1277 / 619
Map ReferenceLB U PG 962
Instrument DateJan 19, 2021
Instrument3341355
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyCISLO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address403 W KING ST, 403, OWOSSO, MI 48867-2247

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 58, VERNON, MI 48476-0058

Mortgage

Document Number3341356
DateJan 21, 2021
Instrument3341356
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,500 (+0.97%)$167,000 (+0.97%)
2025$2,894.00 (+4.89%) Homeowner's exemption$82,700 (+23.99%)$165,400 (+23.99%)
2023$2,759.00 Homeowner's exemption$66,700$133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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