403 W Front St, Stuart, IA 50250 Property Records

Guthrie County property record for 403 W Front St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,342 sqft · built 1930
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2024)
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0001337600`

Property Details

APN / Parcel Number

Primary APN	`0001337600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 W FRONT ST
City	STUART
State	IA
Zip	50250-2092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 78 30 LOT 17 SE SE & L 1 SE (EX. W 8 1/2' L 1)
Legal Range	30W
Legal Township	78N
Legal Section	32
Legal Lot Number	17
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2071
Census Tract	950300

Owner

Source: Guthrie County assessment roll, APN 0001337600, as of October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 W FRONT ST, STUART, IA 50250-2092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Deed Document Number	2024518
Prior Transfer Date	Mar 06, 2024
Prior Transfer Doc	0020240518
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Mar 18, 2024
Property Address	403 W FRONT ST, STUART, IA 50250-2092
Document Number	0020240518
Instrument Date	Mar 06, 2024
Instrument	2024-0518
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W FRONT ST, STUART, IA 50250-2092

Mortgage

Document Number	0020240519
Date	Mar 18, 2024
Instrument	2024-0519

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Guthrie County assessment roll as of October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,584.00	$102,700 (+47.13%) Land $37,800 Building $64,900	$102,700 (+47.13%) Land $37,800 Building $64,900
2024	$1,584.00 (+44.26%)
2023		$69,800 (+23.54%) Land $17,900 Building $51,900	$69,800 (+23.54%) Land $17,900 Building $51,900
2022	$1,098.00	$56,500 Land $17,900 Building $38,600
2021			$56,500 Land $17,900 Building $38,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guthrie County (19001C), as of April 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190779503002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 207 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Coon Valley Cooperative Telephone Association, Lumen Technologies, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0180001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STUART WATER SUPPLY serves 1,814 people
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.