403 W Elm St, Parkston, SD 57366 Property Records

Hutchinson County property record for 403 W Elm St, Parkston, SD 57366

Property Summary

Property Type	Single Family Home
Lot Size	0.191 acres (8,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$849,000 (Jul 2016)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`280.32.85.W0D`

Property Details

APN / Parcel Number

Primary APN	`280.32.85.W0D`

Exterior

Lot Area	8,356 sqft (0.191 acres)

Location & Zoning

Street Address	403 W ELM ST
City	PARKSTON
State	SD
Zip	57366-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W80' RESIDENCE LOT D OUTLOT ADDITION
Legal Subdivision	OUTLOT ADDITION
Jurisdiction	HUTCHINSON SD
Township / Civil Division	PARKSTON
Census Block Group	2
Census Block	2058
Census Tract	968700

Owner

Source: Hutchinson County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 W ELM ST, PARKSTON, SD 57366-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST DAKOTA NATIONAL BANK
Jul 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2016 · Amount on Record
Deed Sale	Jul 25, 2016 · Amount on Record
Prior Sale	Nov 23, 2009 · Amount on Record
Deed Document Number	2016152469
Deed Book / Page	DM / 058
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON SD
Property Address	403 W ELM ST, PARKSTON, SD 57366-2115
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W ELM ST, PARKSTON, SD 57366-2115

Mortgage

Document Number	000161/179
Date	Jul 13, 2023
Book Page	161/179
Instrument	1514815

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	MITCHELL, SD 57301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUTCHINSON SD
Recording Date	Jul 13, 2023
Property Address	403 W ELM ST, PARKSTON, SD 57366-2115
Document Number	0000DP/495
Book / Page	DP / 495
Instrument Date	Jul 7, 2023
Instrument	1514814
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 W ELM ST, PARKSTON, SD 57366-2115

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Hutchinson County
Municipality	Parkston City
Unified School District	Parkston School District 33-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,120 (+4.99%) Land $13,440 Building $114,680
2025	$2,014.00 (+2.55%) Homeowner's exemption	$122,030 (+12.05%) Land $11,760 Building $110,270	$122,030 Building $122,030
2024	$1,964.00
2023		$108,910 Land $10,920 Building $97,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2008–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 2 claims Severe Storms And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKSTON serves 1,567 people · EPA ID SD4600236
Water Source	Purchased surface water from BY WATER DISTRICT
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2022 Coliform assessment Jun 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Santel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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