403 W Elm St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 403 W Elm St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,384 sqft · built 1890
Lot Size	0.187 acres (8,182 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2025)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0623-6059-1901`

Property Details

APN / Parcel Number

Primary APN	`22808-0623-6059-1901`
Alternative APN	`211 2486`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
Basement Area	400 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Roof Material	Asphalt
Lot Area	8,182 sqft (0.187 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 2486
Street Address	403 W ELM ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANSFIELDS ADDITION LOT 1 BLK 19
Legal Range	08W
Legal Township	28N
Legal Section	06
Legal Subdivision	MANSFIELDS ADDITION
Legal Block	19
Legal Lot Number	1
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	4
Census Block	4009
Census Tract	10300

Owner

Source: Chippewa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 W ELM ST, CHIPPEWA FALLS, WI 54729-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Warranty Deed, Transfer OLD NATIONAL BANK
Oct 31, 2022	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED BANK NA
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ASSOCIATED BANK NA
Oct 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	2025960259
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	0000883267
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jun 2, 2025
Property Address	403 W ELM ST, CHIPPEWA FALLS, WI 54729-1121
Document Number	0000960259
Instrument Date	May 28, 2025
Instrument	960259
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 W ELM ST, CHIPPEWA FALLS, WI 54729-1121

Mortgage

Document Number	0000960260
Date	Jun 2, 2025
Instrument	960260

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 31, 2022
Property Address	403 W ELM ST, CHIPPEWA FALLS, WI 54729-1121
Document Number	0000937037
Instrument Date	Oct 28, 2022
Instrument	937037
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9228 137TH ST, CHIPPEWA FALLS, WI 54729-5110

Mortgage

Document Number	0000937038
Date	Oct 31, 2022
Instrument	937038

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	403 W ELM ST, CHIPPEWA FALLS, WI 54729-1121
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	920733
Date	Jul 21, 2021
Instrument	920733

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 22, 2018
Property Address	403 W ELM ST, CHIPPEWA FALLS, WI 54729-1121
Document Number	000000883267
Instrument Date	Oct 2, 2018
Instrument	000000883267
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W ELM ST, CHIPPEWA FALLS, WI 54729-1121

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 (+21.04%) Homeowner's exemption	$151,100 (-) Land $19,500 Building $131,600	$252,300 (+28.79%)
2023	$2,666.00 Homeowner's exemption	$151,100 Land $19,500 Building $131,600	$195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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