403 W Durham St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 403 W Durham St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,666 sqft · built 2005
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$354,000 (Sep 2020)
Tax Bill	$2,905 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988405189834`

Property Details

APN / Parcel Number

Primary APN	`988405189834`
Alternative APN	`001345000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,666 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	988405189834
Old Parcel Number	988405189834
Street Address	403 W DURHAM ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 630 BLK: SEC: PL: 1 SL: 98
Legal Subdivision	AVALON BEACH ANNEX 2 & 3
Legal Lot Number	630
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1047
Census Tract	970200

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8195 NATURES WAY, WILLIAMSBURG, VA 23188-9338
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Apr 9, 2010 · Amount on Record
Deed Document Number	0002411444
Deed Book / Page	2411 / 444
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 10, 2020
Property Address	403 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8271
Document Number	2411/444
Book / Page	2411 / 444
Map Reference	MB 1 PG 3
Instrument Date	Sep 10, 2020
Instrument	700083648
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 CARRIE DR, 100, FRANKLIN, VA 23851-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8195 NATURES WAY, WILLIAMSBURG, VA 23188-9338

Mortgage

Document Number	700083649
Date	Sep 10, 2020
Instrument	700083649

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,905.00 (+20.54%)	$521,900 (+63.6%) Land $206,300 Building $315,600
2023	$2,410.00	$319,008 Land $90,000 Building $229,008
2020			$521,900 Land $206,300 Building $315,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20