403 W Division St, Graford, TX 76449 Property Records

Palo Pinto County property record for 403 W Division St, Graford, TX 76449

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,689 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Flood Zone	Zone X (minimal risk)
APN	`R000018102`

Property Details

APN / Parcel Number

Primary APN	`R000018102`
Alternative APN	`141700000`

Interior

Building Area	1,689 sqft Total Area

Exterior

Year Built	Built 1977
Lot Area	10,019 sqft (0.23 acres)
Garage Area	504 sqft

Location & Zoning

Account Number	R000018102
Old Parcel Number	R000018102
Street Address	403 W DIVISION ST
City	GRAFORD
State	TX
Zip	76449-3707
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	HOWARD GRAFORD BLK 7 LOTS 1 & 2 G#H1200-00-00070-001-00-0
Legal Subdivision	HOWARD GRAFORD
Legal Block	7
Legal Lot Number	1,2 2
Jurisdiction	PALO PINTO TX
Township / Civil Division	GRAFORD
Census Block Group	2
Census Block	2043
Census Tract	100

Owner

Source: Palo Pinto County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 W DIVISION ST, GRAFORD, TX 76449-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Graford City
County	Palo Pinto County
Unified School District	Graford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$214,740 (+11.07%) Land $15,000 Building $199,740	$214,740 (+11.07%) Land $15,000 Building $199,740
2023	$193,340 Land $15,000 Building $178,340	$193,340 Land $15,000 Building $178,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1994–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAFORD serves 692 people · EPA ID TX1820003
Water Source	Purchased surface water from CITY OF MINERAL WELLS
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AMA TechTel Communications Fixed Wireless	100 / 20