403 W Cedar St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 403 W Cedar St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2019
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2021)
Tax Bill	$3,872 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0623-6059-2201`

Property Details

APN / Parcel Number

Primary APN	`22808-0623-6059-2201`
Alternative APN	`211 2522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,508 sqft Living Area
Basement Area	360 sqft

Exterior

Year Built	Built 2019
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 2522
Street Address	403 W CEDAR ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANSFIELDS ADDITION LOT 1 BLK 22
Legal Range	08W
Legal Township	28N
Legal Section	06
Legal Subdivision	MANSFIELDS ADDITION
Legal Block	22
Legal Lot Number	1
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	4
Census Block	4014
Census Tract	10300

Owner

403 W Cedar St is owned and occupied by an individual who bought it in August 2021.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	403 W CEDAR ST, CHIPPEWA FALLS, WI 54729-1144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
Aug 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage INLANTA MORTGAGE INC
Aug 27, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Deed Document Number	921564
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	403 W CEDAR ST, CHIPPEWA FALLS, WI 54729-1144
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000938626
Date	Jan 11, 2023
Instrument	938626

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Aug 9, 2021
Property Address	403 W CEDAR ST, CHIPPEWA FALLS, WI 54729-1144
Document Number	921564
Instrument Date	Aug 6, 2021
Instrument	921564
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 W CEDAR ST, CHIPPEWA FALLS, WI 54729-1144

Mortgage

Document Number	921565
Date	Aug 9, 2021
Instrument	921565

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Aug 27, 2019
Property Address	403 W CEDAR ST, CHIPPEWA FALLS, WI 54729-1144
Document Number	0000892169
Instrument Date	Aug 6, 2019
Instrument	892169
Transaction Type	Foreclosure
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 403 W Cedar St was $3,872 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,872.00 Homeowner's exemption	$228,500 Land $19,500 Building $209,000	$299,700
2023	$4,161.00 Homeowner's exemption	$228,500 Land $19,500 Building $209,000	$296,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 W Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 W Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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