Whatcom County property record for 403 W Bluff Rd, Point Roberts, WA 98281
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,432 sqft · built 1955 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $539,000 (Apr 2025) |
| Tax Bill | $3,050 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 526433 |
| Primary APN | 526433 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 1,353 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 561 sqft |
| Balcony | Balcony |
| Balcony Area | 131 sqft |
| Storage Building | 256 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 526433 |
|---|---|
| Street Address | 403 W BLUFF RD |
| City | POINT ROBERTS |
| State | WA |
| Zip | 98281-9412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | TR IN GOVT LOT 2 DAF-BEG AT NE COR OF LOT 4 BLK 1 WILLIAMS BEACH-TH N 15 DEG 35.5' W 68.53 FT-TH E 42.73 FT-TH N 20 DEG 36'00 |
| Legal Range | 53 |
| Legal Township | 40 |
| Legal Section | 04 |
| Legal Subdivision | WILLIAMS BEACH |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | POINT ROBERTS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11000 |
403 W Bluff Rd is owned and occupied by an individual who bought it in April 2025.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 403 W BLUFF RD, POINT ROBERTS, WA 98281-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on File |
| Deed Sale | Apr 8, 2025 · Amount on File |
| Prior Sale | Dec 18, 2015 · Amount on File |
| Deed Document Number | 2025-0400611 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 403 W Bluff Rd was $3,050.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,050.00 | $398,312 Land $206,805 Building $191,507 | $398,312 Land $206,805 Building $191,507 |
| 2022 | $324,686 Land $170,000 Building $154,686 | $324,686 Land $170,000 Building $154,686 | |
| 2021 | $2,231.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 W Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (2006–2016) |
| Most Recent Claim | Mar 2016 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 W Bluff Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Whidbey Telephone Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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