403 W 8th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 403 W 8th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 740 sqft · built 1950
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$49,500 (Aug 2017)
Tax Bill	$738 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0034980000`

Property Details

APN / Parcel Number

Primary APN	`0034980000`
Alternative APN	`0000349800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	740 sqft Living Area
1st Floor Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	172 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	548 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 W 8TH ST
City	SHELDON
State	IA
Zip	51201-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADDITION W 50 OF N 1/2 OF 9 BLK 44
Legal Subdivision	SECOND ADDITION
Legal Block	44
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2027
Census Tract	490300

Owner

403 W 8th St is owned and occupied by an individual who bought it in August 2017.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	403 W 8TH ST, SHELDON, IA 51201-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Aug 28, 2017	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Sep 30, 2009 · Amount on File
Deed Document Number	20171908
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	201701908
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	403 W 8TH ST, SHELDON, IA 51201-1417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800740
Date	Apr 2, 2018
Instrument	2018-00740

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Aug 28, 2017
Property Address	403 W 8TH ST, SHELDON, IA 51201-1417
Document Number	201701908
Instrument Date	Aug 24, 2017
Instrument	2017-01908
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W 8TH ST, SHELDON, IA 51201-1417

Mortgage

Document Number	201701909
Date	Aug 28, 2017
Instrument	2017-01909

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 403 W 8th St was $738 with a homeowner's exemption, up 7.3% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$738.00 (+7.27%) Homeowner's exemption	$59,280 Land $8,030 Building $51,250	$59,280 Land $8,030 Building $51,250
2024	$688.00
2023		$52,010 (+39.14%) Land $8,030 Building $43,980	$52,010 Land $8,030 Building $43,980
2022	$506.00 Homeowner's exemption	$37,380 Land $5,350 Building $32,030
2021			$37,380 Land $5,350 Building $32,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 W 8th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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