McCulloch County property record for 403 W 8th St, Brady, TX 76825
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,318 sqft · built 1945 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,843 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2021 Mortgage |
| APN | 00000-02303-00000-000000 |
| Primary APN | 00000-02303-00000-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,318 sqft Total Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Account Number | 00000-02303-00000-000000 |
|---|---|
| Street Address | 403 W 8TH ST |
| City | BRADY |
| State | TX |
| Zip | 76825-5518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 165LUHR E/2 |
| Legal Subdivision | LUHR |
| Legal Block | 165 |
| Jurisdiction | MCCULLOCH TX |
| Township / Civil Division | BRADY |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 950300 |
Source: McCulloch County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 W 8TH ST, BRADY, TX 76825-5518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL NATIONAL BANK OF BRADY |
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL NATIONAL BANK OF BRADY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCULLOCH TX |
| Property Address | 403 W 8TH ST, BRADY, TX 76825-5518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | ATTORNEY'S ABSTRACT AND SETTLEME, ATTORNEYS ABSTRACT AND TITLE |
| Name | Verified Name |
|---|---|
| Address | 403 W 8TH ST, BRADY, TX 76825-5518 |
| Document Number | 000523/806 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 523/806 |
| Instrument | 61373 |
| Name | THE COMMERCIAL NATIONAL BANK OF BRADY |
|---|---|
| Type | Bank |
| Address | BRADY, TX 76825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 20, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 9.75% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCULLOCH TX |
| Property Address | 403 W 8TH ST, BRADY, TX 76825-5518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 483/596 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 483/596 |
| Instrument | 54267 |
| Name | THE COMMERCIAL NATIONAL BANK OF BRADY |
|---|---|
| Type | Bank |
| Address | BRADY, TX 76825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 19, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | Other |
| Margin | 1 |
| Max Rate | 18% |
Source: McCulloch County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Brady City |
| County | McCulloch County |
| Unified School District | Brady Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,843.00 (+161.05%) Homeowner's exemption | $91,620 (-0.72%) Land $11,400 Building $80,220 | $91,620 (-0.72%) Land $11,400 Building $80,220 |
| 2025 | $706.00 (+2.92%) Homeowner's exemption | $92,280 (+16.68%) Land $11,200 Building $81,080 | $92,280 (+16.68%) Land $11,200 Building $81,080 |
| 2023 | $79,090 Land $10,000 Building $69,090 | $79,090 Land $10,000 Building $69,090 | |
| 2022 | $686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRADY WATER SYSTEM serves 5,371 people · EPA ID TX1540001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2025 Gross alpha radiation resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 300 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
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