403 W 4th St, Saint Charles, MN 55972 Property Records

Winona County property record for 403 W 4th St, Saint Charles, MN 55972

Property Summary

Property TypeCommercial
Details4,542 sqft · built 2002
Lot Size0.912 acres (39,727 sqft)
OwnerCompany Name on Record
Tax Bill$28,986 (2026)
APN29.068.0020

Property Details

APN / Parcel Number

Primary APN29.068.0020

Interior

Stories1 Story
Building Area4,542 sqft Total Area
1st Floor Area7,583 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialMetal
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area39,727 sqft (0.912 acres)
Lot Dimensions24 ft deep x 16.6 ft wide
Total Buildings3 Buildings

Location & Zoning

Street Address403 W 4TH ST
CitySAINT CHARLES
StateMN
Zip55972-2127
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSECT-19 TWP-106 RANGE-010 PARKWAY 1ST ADDITION LOT-001 BLOCK-002
Legal Range010
Legal Township106
Legal Section19
Legal SubdivisionPARKWAY 1ST ADDITION
Legal Block2
Legal Lot Number1
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3042
Census Tract671000

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6640 WATERFORD LN, EXCELSIOR, MN 55331-2610
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,986.00 (+41.95%)
2025$1,012,100 (+22.9%) Land $110,400 Building $901,700$1,012,100 (+22.9%) Land $110,400 Building $901,700
2023$20,420.00$823,500 Land $109,300 Building $714,200$823,500 Land $109,300 Building $714,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Charles
serves 3,825 people · EPA ID MN1850009
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber in parts of the area
1,000 / 30
GigFire
Fixed Wireless
150 / 130

May also be available: Verizon.

Nearby Properties on W 4th St

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